1 Crore Tata Capital Home Loan

Tata Capital is a trusted financial institution that offers a valuable solution for homebuyers seeking to invest in high-value properties. Tata Capital's ₹1 crore home loan presents an excellent opportunity for those looking to buy, build, or renovate their dream homes. Available to salaried and self-employed individuals, this loan comes with competitive interest rates starting at 8.75% p.a., ensuring affordability. Tata Capital also provides flexible repayment options to meet the diverse needs of borrowers. Additionally, the Tata Capital 1 crore home loan EMI calculator allows you to easily project your monthly payments, aiding in effective financial management.

1 Crore Home Loan Tata Capital  – Highlights 

This table highlights the essential details of Tata Capital’s ₹1 crore home loan offering.

1 Crore Home Loan EMI for 5 Years Tata Capital  

Choosing a shorter tenure means faster repayment but higher EMIs.

1 Crore Home Loan EMI for 10 Years Tata Capital 

Opting for a 10-year tenure can balance your EMI payments without overburdening your monthly expenses.

1 Crore Home Loan EMI for 15 Years Tata Capital  

The 15-year repayment plan offers a comfortable EMI, increasing the total interest payable.

1 Crore Home Loan EMI for 20 Years Tata Capital  

With a 20-year tenure, you get a lower EMI but pay more interest over time.

1 Crore Home Loan EMI for 25 Years Tata Capital  

A 25-year loan gives you the benefit of smaller EMIs but increases your overall interest payments.

1 Crore Home Loan EMI for 30 Years Tata Capital

The longest repayment tenure offers the smallest EMI but leads to the highest interest costs.

1 Crore Tata Capital Home Loan – Fees and Charges 

This table outlines the main fees and charges associated with Tata Capital’s ₹1 crore home loan.

1 Crore Tata Capital Home Loan – Documents Required 

The documents needed for a Tata Capital 1 crore home loan vary based on employment type:

For Salaried Applicants:

• Identity proof (Aadhaar, PAN, Passport, etc.)
• Address proof (Utility bill, Voter ID, etc.)
• Income proof (Last 3 months’ salary slips, bank statements)

For Self-Employed Applicants:

• Business proof (IT returns, financial statements)
• Identity proof (Aadhaar, PAN, Passport, etc.)
• Address proof (Utility bill, Voter ID, etc.)

1 Crore Tata Capital  home loan – Eligibility Criteria 

The following eligibility conditions apply for a 1 crore home loan from Tata Capital:

• Age Limit: Applicants must be between 21 and 65 years.
• Income Stability: A stable and adequate income is required.
• Employment Type: Open to both salaried and self-employed individuals.
• Credit Score: A strong credit score is necessary for approval.