Tata Capital Housing Finance Limited Home Loan

Features and Benefits of Tata Capital Housing Finance

• Tata Capital Housing Finance provides a wide range of facilities, not just for buying a property but also purchasing a plot of land for construction, home extension, balance transfer and much more.
• It offers simple and flexible loans with attractive interest rates starting from 8.95% only. 
• The Tata Capital Housing Finance home loan eligibility calculator helps you check your eligibility in seconds.
• It provides you flexible repayment options so that you can move into your dream adobe in no time.

Tata Capital Housing Finance Overview 

Tata Capital Housing Finance Limited tailors house financing solutions at competitive interest rates. With minimal formalities and paperwork, Tata Capital Housing Finance Limited brings borrowing experience at your comfort. 

• Affordable interest rates starting from 8.95%
• Super quick processing and swift disbursal of funds.
• Flexible EMI plans and repayment options

Tata Capital Housing Finance Eligibility Criteria

The basic eligibility criteria laid by Tata Capital Housing Finance for home loans are:

• You should be between the ages of 24 to 65 (at the time of completion of your home loan).
• You should be a salaried individual or a self-employed professional.
• You should maintain a CIBIL score of more than 750.

Salaried Employee

Self Employed

• For self-employed individuals or entrepreneurs, a minimum of 3 years of experience in their respective fields is required.

NRIs

Tata Capital Housing Finance Fees and Charges

Types of Home Loans by Tata Capital Housing Finance 

Documents Required for Processing of Tata Capital Housing Finance Home Loan

Check out the documents required for the successful application and processing of Tata Capital Housing Home Loan. 

Salaried Employees

Self Employed/ Entrepreneurs

Non-Resident of India (NRIs)

How the EMI Calculation Works for Tata Capital Home Loan?

Tata Capital Housing Finance provides you with an EMI calculator. The calculator uses the below formula to calculate a home loan EMI.

EMI = [P x R x (1+R) ^N]/ [(1+R) ^N-1]

• EMI = Equated Monthly Instalment
• P = Principal Loan Amount
• R = Monthly Interest Rate
• N = Number of Monthly Instalments

Balance Transfer of Tata Capital Housing Finance

Tata Capital Housing Finance offers home loan transfer where the entire outstanding principal amount of home loan is transferred from an existing lender to a new one offering a lower rate of interest. With Tata Capital Housing Finance Balance Transfer, you will be offered the lowest interest rates starting from 6.85% p.a. You will be provided a home loan top up at relatively lower interest rates to help you meet such additional needs with ease.