70 Lakh SBI Home Loan

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An SBI 70 lakh home loan provides financial assistance for residential, investment and refinance purposes. Borrowers can comfortably repay the loan in Equated Monthly Instalments (EMIs). The monthly instalments payable over the loan are determined by multiple factors.

Loan tenure plays an important role in determining monthly EMIs. The higher the loan tenure, the lower will be the monthly instalment. Take a look at the SBI home loan 70 lakh EMI for 10 and 20 years. 

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Table of Content

1. 70 Lakh Home Loan SBI Highlights

2. 70 Lakh Home Loan EMI for 10 Years From SBI

3. 70 Lakh SBI Home Loan EMI for 20 Years

4. SBI 70 Lakh Home Loan Fees and Charges

5. SBI 70 Lakh Home Loan Documents Required

6. 70 Lakh SBI Home Loan Eligibility Criteria

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Written By
Amrita Sinha
Amrita Sinha
Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.
Reviewed By
Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

70 Lakh Home Loan SBI – Highlights

A home loan worth 70 lakh from SBI is available at the following terms.

Maximum Loan Amount ₹ 70,00,000
Rate of Interest (p.a.) Starting at 8.40% p.a.
Loan Tenure 30 Years

70 Lakh Home Loan EMI for 10 Years From SBI

The following EMI for a 70 lakh home loan from SBI will be payable on a loan tenure of 10 years.

Loan Amount 70 Lakh
Rate of Interest (p.a.) 8.40% 
Loan Tenure 10 Years
EMI ₹86,416

70 Lakh SBI Home Loan EMI for 20 Years

The SBI home loan 70 lakh EMI stands as follows on a loan term of 20 years.

Loan Amount 70 Lakh
Rate of Interest (p.a.) 8.40% 
Loan Tenure 20 Years
EMI ₹60,305

SBI 70 Lakh Home Loan – Fees and Charges 

Additional fees serve as income for the bank. The following fees and charges apply to an SBI 70 lakh home loan.

  1. Processing Fee: This fee is charged to process a home loan application. SBI charges a processing fee of 0.35% plus GST on home loans.
  2. GST: As per the government guidelines, an 18% GST is applicable on home loan applications.
  3. Other Fees: Several other charges, like the stamp duty and verification charges, are also levied on SBI home loans. 

SBI 70 Lakh Home Loan – Documents Required 

A borrower must carry the following documents while submitting an SBI 70 lakh home loan application.

  1. Loan Application Form
  2. KYC Documents: Identity Proofs and Proofs of Residence
  3. Income Proofs: Salary slips for salaried employees/ Balance Sheet and P&L account for self-employed/ Other documents
  4. Financial Details: Bank statements for the last 6 months
  5. Property Documents: Sale Agreement/ Allotment Letter/ Other documents

70 Lakh SBI Home Loan – Eligibility Criteria 

Before applying for the loan, take a look at the 70 Lakh home loan eligibility SBI.

  • Eligible Applicants: Salaried and Self-employed Individuals 
  • Minimum Age: 18 years
  • Maximum Age: 70 years
  • Residential Status: Indian resident

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