45 Lakh SBI Home Loan

Today, a home loan stands as a beacon of hope for countless individuals who dream of owning a home. Among the myriad options available, the State Bank of India (SBI) Home Loan emerges as a distinguished choice for its customers, offering a blend of reliability, attractive interest rates, and customer-friendly features. In this comprehensive content guide, we will discuss everything important about SBI Home Loan. 

SBI Bank 45 Lakh Home Loan – Highlights

Following are the highlights of 45 lakh home loan, SBI. 

SBI Bank 45 Lakh Home Loan EMI for 10 years

Here is a quick snapshot of the 45 lakh home loan EMI to be paid for 10 years. 

45 Lakh SBI Home Loan EMI for 20 Years

Here is a quick snapshot of the EMI needed to pay for a 45 lakh SBI home loan.  

45 Lakh SBI Home Loan – Fees & Charges

The following fees and charges apply for a 45 lakh home loan, SBI.

• Processing Fee: 0.35% + GST is charged on home loans. 
• GST: 18% GST is applicable on home loan applications amounting to INR 45 lakh. 
• Other Fees: There are multiple other charges involved like verification charges, stamp duty charges, etc. 

SBI 45 Lakh Home Loan Documents

The following documents are required for a 45 lakh SBI home loan. 

• Loan Application Form
• Identity Proofs and Proofs of Residence for KYC documentation
• Salary slips for salaried employees, along with balance sheet and P&L account for self-employed
• Bank statements required for last 6 months
• Sale Agreement/ Allotment Letter/ Other important documents as property documents

45 Lakh SBI Home Loan Eligibility

Here is the eligibility criteria you will need while applying for a 45 lakh SBI home loan. 

• One must be salaried or self-employed
• The applicant must be at least 18 years of age
• The applicant must be 70 years of age
• The applicant must be an Indian resident