2 Crore SBI Home Loan

The SBI 2 crore home loan helps home buyers finance their property purchases. The loan amount can be used for residential, investment and refinancing purposes. One of the biggest advantages of this loan is its easy settlement. Borrowers can repay the loan in simple SBI housing loan EMI for two crores.

EMIs depend on multiple factors, of which loan tenure is one of the most important. The higher the loan tenure, the lower the monthly instalment will be. Let's explore the impact of changing loan tenure on SBI Home Loan 2 crore EMIs.

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Table of Content

1. 2 Crore SBI Home Loan Highlights

2. 2 Crore SBI Home Loan EMI for 10 Years

3. 2 Crore SBI Home Loan EMI for 20 Years

4. 2 Crore SBI Home Loan Fees and Charges

5. 2 Crore SBI Home Loan Documents Required

6. 2 Crore SBI Home Loan Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

2 Crore SBI Home Loan – Highlights

The SBI 3 crore home loan is available to borrowers on the following terms.

Maximum Loan Amount	₹ 2,00,00,000
Rate of Interest (p.a)	Starting at 8.40% p.a.
Maximum Loan Tenure	30 Years

2 Crore SBI Home Loan EMI for 10 Years

Tabulated below is an EMI for 10 years that an applicant may incur when availing a 2 Crore SBI Home Loan.

Loan Amount	₹ 2,00,00,000
Rate of Interest (p.a)	8.40 %
Loan Tenure	10 Years
Monthly EMI	₹ 246903

2 Crore SBI Home Loan EMI for 20 Years

Find out the SBI housing loan EMI for two crores when borrowed for 20 years.

Loan Amount	₹ 2,00,00,000
Rate of Interest (p.a)	8.40 %
Loan Tenure	20 Years
Monthly EMI	₹ 172301

2 Crore SBI Home Loan – Fees and Charges

Several additional charges over the interest rate are also applicable on SBI 2 crore home loans. Some of the prominent charges are:

Processing Charge of 0.35% plus GST
18% GST, as mandated by the government
Other charges like stamp duty, verification charges, etc.

2 Crore SBI Home Loan – Documents Required

A borrower should prepare the following documents while applying for an SBI home loan of 2 crores.

Duly filled loan application
Identity Proof: Aadhar Card/ Driver’s License/ Voter ID etc.
Residential Proof: Utility Bills/ Aadhar Card/ Other documents
Income and Financial Details: Bank Statements/ Salary slips/ Business returns/ Other proofs
Property Proofs: Property Deed/ Sale Agreement/ Allotment Letters etc.

2 Crore SBI Home Loan – Eligibility Criteria

Borrowers satisfying the following criteria are eligible for an SBI 2 crore home loan.

Eligible Borrowers: Salaried and Self-employed Individuals
Minimum Age: 18 years
Maximum Age: 70 years
Residential Status: Indian resident