70 Lakh RBL Bank Home Loan

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Are you looking to buy your dream home? RBL Bank's 70 lakh home loan can help you with that. Whether buying a new house, renovating an old one, or refinancing your existing loan, RBL Bank offers the necessary solutions. The bank further provides competitive interest rates, flexible repayment options, easy documentation, and quick fund disbursement, making your home-buying journey smooth and stress-free. However, before submitting your loan application, It is important to understand the 70 lakh home loan EMI with RBL Bank. This helps you plan and prepare for your financial commitment, facilitating a smooth, trouble-less repayment journey. Let’s scroll down to learn more.

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Table of Content

1. 70 Lakh Home Loan RBL Bank Highlights

2. 70 Lakh Home Loan EMI for 5 Years RBL Bank

3. 70 Lakh Home Loan EMI for 10 Years RBL Bank

4. 70 Lakh Home Loan EMI for 15 Years RBL Bank

5. 70 Lakh Home Loan EMI for 20 Years RBL Bank

6. 70 Lakh Home Loan EMI for 25 Years RBL Bank

7. 70 Lakh RBL Bank Home Loan Fees and Charges

8. 70 Lakh RBL Bank Home Loan Documents Required

9. 70 Lakh RBL Bank Home Loan Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

70 Lakh Home Loan RBL Bank – Highlights

The RBL Bank home loan interest rate for 70 lakhs and other important details are as follows:

Interest Rates	8.90% per annum onwards
Loan Amount	Up to 80% of the property price
Loan Tenure	30 years or 70 years old, whichever comes earlier
Eligibility	Both salaried and self-employed individuals are eligible

70 Lakh Home Loan EMI for 5 Years RBL Bank

Below are the rates for a 70 lakh home loan EMI in IDBI Bank with a tenure of 5 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
₹70 Lakhs	8.90% p.a.	5 years	₹1,44,969	₹16,98,140	₹86,98,140

70 Lakh Home Loan EMI for 10 Years RBL Bank

Below are the rates for a 70 lakh home loan EMI for 10 years from the IDBI Bank:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
₹70 Lakhs	8.90% p.a.	10 years	₹88,295	₹35,95,400	₹1,05,95,400

70 Lakh Home Loan EMI for 15 Years RBL Bank

Below are the rates of IDBI Bank home loan 70 lakh EMI with a tenure of 15 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
₹70 Lakhs	8.90% p.a.	15 years	₹70,583	₹57,04,940	₹1,27,04,940

70 Lakh Home Loan EMI for 20 Years RBL Bank

Below are the rates for a 70 lakh home loan EMI for 20 years from the IDBI Bank:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
₹70 Lakhs	8.90% p.a.	20 years	₹62,531	₹80,07,440	₹1,50,07,440

70 Lakh Home Loan EMI for 25 Years RBL Bank

Below are the rates for a 70 lakh home loan EMI in IDBI Bank with a tenure of 25 years:

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payment
₹70 Lakhs	8.90% p.a.	25 years	₹58,265	₹1,04,79,500	₹1,74,79,500

70 Lakh RBL Bank Home Loan – Fees and Charges

You should be mindful of certain fees and charges beyond the RBL Bank home loan interest rate of 70 lakh:

Fee/Charge	Amount
Application fees	₹5,000
Processing fees	1% of the loan amount
Late payment penalty	2% of the overdue amount
Prepayment charges	Nil
Legal charges	At actuals
Other statutory charges	At actuals

70 Lakh RBL Bank Home Loan – Documents Required

Here are the applicable documentation for an RBL Bank 70 lakh home loan:

PAN Card	Applicable for individuals, partnership firms, or companies.
Identity Proof	Aadhar card, election ID, driving licence, or passport.
Address Proof	Electricity bill, telephone bill, election ID, driving licence, passport, registered lease deed or sale agreement, or bank statement.
Business Proof	Any document dated 5 years ago — bank statement, sales tax challans, income tax returns, shops and establishment certificate, certificate of incorporation (COI), partnership deed.
Additional Documents	Duly completed loan application form and passport-size photographs.

70 Lakh RBL Bank Home Loan – Eligibility Criteria

Here are the 70 lakh home loan eligibility in RBL Bank:

Age Requirement	24 and 70 years old
Income Criteria	minimum annual income of ₹1,80,000
Credit Score	700 or above
Nationality	Indian citizens, including NRI salaried individuals

Frequently Asked Questions (FAQs)

What is the EMI for a 70 lakh home loan for 20 years in RBL Bank?

The EMI for a 70 lakh home loan over 20 years from RBL Bank typically begins at ₹62,531, assuming a base interest rate of 8.90% per annum.

Who is eligible for a 70 lakh home loan in RBL Bank?

To be eligible for a 70 lakh home loan from RBL Bank, you must be a salaried or self-employed individual with a regular source of income sufficient to cover the loan repayments.

What is the monthly interest rate of a 70 lakh home loan in RBL Bank?

The monthly interest rate for a 70 lakh home loan from RBL Bank is 0.74%.

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