65 Lakh RBL Bank Home Loan

RBL Bank's ₹65 lakh home loan is one of the carefully designed offerings from RBL Bank to its customers, with a vision of enabling them financially to own their dream home. This home loan provides competitive interest rates, flexible repayment options, and minimal processing fees, making it an attractive choice for prospective homeowners. With a tenure of up to 30 years, customers can enjoy manageable EMIs, ensuring financial stability while repaying the loan. Additionally, the bank offers easy documentation and quick processing, ensuring a hassle-free experience for borrowers. Whether you are looking to purchase a new home, construct a house, or renovate your existing property, RBL Bank's home loan is all you needs, to help you achieve your homeownership goals.

65 Lakh Home Loan RBL Bank – Highlights 

Here are the key highlights of the 65 lakh Home Loan RBL Bank:

65 Lakh Home Loan EMI for 5 Years RBL Bank

The applicable interest rate must be considered to calculate the EMI for a ₹65 lakh home loan from RBL Bank over a period of 5 years. Here are the details:

65 Lakh Home Loan EMI for 10 Years RBL Bank 

For a home loan of ₹65 lakh from RBL Bank over a tenure of 10 years, here is the detailed breakdown of the monthly EMI and the total amount payable:

65 Lakh Home Loan EMI for 15 Years RBL Bank 

For a home loan of ₹65 lakh from RBL Bank over a tenure of 15 years, the EMI and total payable amount are as follows:

65 Lakh Home Loan EMI for 20 Years RBL Bank 

For a home loan of ₹65 lakh from RBL Bank over a period of 20 years, the monthly EMI and the total payable amount are outlined below:

65 Lakh Home Loan EMI for 25 Years RBL Bank 

For a home loan of ₹65 lakh from RBL Bank over a period of 20 years, the monthly EMI and the total payable amount are outlined below:

65 Lakh RBL Bank Home Loan – Fees and Charges 

RBL Bank charges various fees for a 65 lakh home loan. The details are as follows:

65 Lakh RBL Bank Home Loan – Documents Required 

To apply for a 65 lakh home loan at RBL Bank, the following documents are required:

• PAN Card
• Identity Proof: Voter ID, Driving License, Passport
• Address Proof: Voter ID, Driving License, Passport, Telephone Bill, Electricity Bill, Registered Lease Deed or Sale Agreement, Bank Statement
• Business Continuity Proof: Any one document dated 5 years old (Bank Statement, Sales Tax Challans, IT Returns, Shops & Establishment Certificate, COI, Partnership Deed)
• Passport Size Photographs
• Any other valid Photo ID card issued by the Central or State Government
• Financial Documents Required

For Salaried:

• Income tax returns for the last 2 years
• salary slip for the last 3 months
• Form 16 issued by the employer.

For Self-Employed Individuals:

• ITR and financials for the last 2 years.
• Last 6 months’ bank statements from the borrower’s main accounts.
• Professional certificates and Degree certificates for professionals.

65 Lakh RBL Bank Home Loan – Eligibility Criteria 

The 65 lakh home loan eligibility for RBL Bank is based on these criteria:

Salaried Individuals:

• Minimum net income: ₹1,80,000 per annum.
• Age: 24 years (minimum) at loan sanction; 70 years (maximum) at loan maturity.
• Minimum 3 years of work experience. A confirmation letter is required if the current job is less than 1 year.

Salaried NRIs:

• Similar criteria as salaried individuals.

Self-Employed Individuals and Professionals:

• Minimum net annual income: ₹1,50,000 as per latest ITR/financials.
• Age: 24 years (minimum) at loan sanction; 65 years (maximum) at loan maturity.
• Business continuity: Minimum 3 years in the same field.