45 Lakh RBL Bank Home Loan

The RBL Bank 45 lakh home loan can be a significant step toward owning your dream home. Borrowers can ideally expect more competitive interest rates, reduced processing fees, personalised repayment plans, minimal documentation, and quick processing. However, it is important to clearly understand the 45 lakh home loan EMI with RBL Bank. This allows you to manage your money better and be ready for monthly payments, helping you avoid financial problems. Urban Money presents a complete overview of the RBL Bank housing loan EMI for 45 lakh to make your homeownership journey less difficult. We further cover the RBL Bank home loan interest rate of 45 lakh, eligibility, required documentation, and associated fees, enabling you to make a more informed decision.

45 Lakh Home Loan RBL Bank – Highlights

The important details and features of the RBL Bank 45 lakh home loan are as follows:

45 Lakh Home Loan EMI for 5 Years RBL Bank

Below are the rates for a 45 lakh home loan EMI in IDBI Bank with a tenure of 5 years:

45 Lakh Home Loan EMI for 10 Years RBL Bank

Below are the rates for a 45 lakh home loan EMI for 10 years from the IDBI Bank:

45 Lakh Home Loan EMI for 15 Years RBL Bank 

Below are the rates of IDBI Bank home loan 45 lakh EMI with a tenure of 15 years:

45 Lakh Home Loan EMI for 20 Years RBL Bank 

Below are the rates for a 45 lakh home loan EMI for 20 years from the IDBI Bank:

45 Lakh Home Loan EMI for 25 Years RBL Bank 

Below are the rates for a 45 lakh home loan EMI in IDBI Bank with a tenure of 25 years:

45 Lakh RBL Bank Home Loan – Fees and Charges 

Applicants should be aware of certain fees and charges in addition to the RBL Bank home loan interest rate of 45 lakh:

45 Lakh RBL Bank Home Loan – Documents Required 

The following are the required documents for an RBL Bank 45 lakh home loan:

• PAN Card: Mandatory for individuals, partnership firms, or companies.
• Identity Documents: Aadhar card, election ID, driving licence, or passport. 
• Residential Documents: Utility bill, election ID, driving licence, passport, registered lease deed or sale agreement, or bank statement.
• Business Documents: Any document dated 5 years ago — bank statement, sales tax challans, income tax returns, shops and establishment certificate, certificate of incorporation (COI), partnership deed.
• Additional Documents: Fully completed loan application form and passport-size photographs.

45 Lakh RBL Bank Home Loan – Eligibility Criteria 

Following are the 45 lakh home loan eligibility in RBL Bank:

• Age Requirement: Your age must fall between 24 and 70 years old. 
• Income Limit: You must have a minimum annual income of ₹1,80,000.
• Credit Score: You must have a good repayment history and a positive credit score.
• Nationality: You must be an Indian citizen, which applies to NRI salaried individuals.