4 Crore RBL Bank Home Loan
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Are you a salaried professional or self-employed and looking to buy your first home? RBL Bank has a home loan solution for you! With their loan options for properties valued up to ₹4 cr, they can help turn your dream of homeownership into reality. The flexible terms make it easier to achieve this significant life milestone.
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Reviewed By4 Crore Home Loan From RBL – Highlights
Here are the key highlights for a Rs 4 crore home loan from RBL Bank:
| Feature | Detail |
| Loan Amount | INR 4,00,00,000 |
| Term Options | Up to 25 years |
| Interest Rate | Competitive rates |
| Prepayment | Nil charges on floating rate loans |
| Approval Time | Fast processing and approval |
RBL 4 Crore Home Loan EMI for 5 Years
Here are the highlights of RBL home loan worth 4 Cr:
| Item | Detail |
| Loan Amount | INR 40000000 |
| Interest Rate | 8.90% per annum |
| Monthly EMI | ₹ 87,862.57 |
| Number of EMIs | 60 |
| Total Amount Paid | ₹ 5,261,577.20 |
| Interest in Amount | ₹ 1,261,577.20 |
RBL 4 Crore Home Loan EMI for 10 years
Here are the highlights of RBL home loan worth 4 Cr:
| Item | Detail |
| Loan Amount | INR 40000000 |
| Interest Rate | 8.90% per annum |
| Monthly EMI | ₹ 51,768.77 |
| Number of EMIs | 120 |
| Total Amount Paid | ₹ 6,204,852.40 |
| Interest in Amount | ₹ 2,204,852.40 |
RBL 4 Crore Home Loan EMI for 15 years
Here are the highlights of RBL home loan worth 4 Cr:
| Item | Detail |
| Loan Amount | INR 40000000 |
| Interest Rate | 8.90% per annum |
| Monthly EMI | ₹ 40,561.65 |
| Number of EMIs | 180 |
| Total Amount Paid | ₹ 7,297,093.00 |
| Interest in Amount | ₹ 3,297,093.00 |
RBL 4 Crore Home Loan EMI for 20 Years
Here are the highlights of RBL home loan worth 4 Cr:
| Item | Detail |
| Loan Amount | INR 40000000 |
| Interest Rate | 8.90% per annum |
| Monthly EMI | ₹ 33,518.92 |
| Number of EMIs | 240 |
| Total Amount Paid | ₹ 8,049,778.80 |
| Interest in Amount | ₹ 4,049,778.80 |
RBL 4 Crore Home Loan EMI for 25 Years
Here are the highlights of RBL home loan worth 4 Cr:
| Item | Detail |
| Loan Amount | INR 40000000 |
| Interest Rate | 8.90% per annum |
| Monthly EMI | ₹ 31,396.51 |
| Number of EMIs | 300 |
| Total Amount Paid | ₹ 9,419,663.00 |
| Interest in Amount | ₹ 5,419,663.00 |
4 Crore RBL Home Loan – Fees and Charges
For a 4 crore RBL home loan, the fees include:
- Application Fee: INR 5,000 + taxes (non-refundable)
- Processing Fee: 1% or INR 15,000 + taxes, whichever is higher
- EMI Overdue Charges: 2% of EMI + taxes
- Prepayment Charges: Nil for floating-rate loans
4 Crore RBL Home Loan – Documents Required
RBL Bank requires the following documents when applying for a ₹4 crore home loan:
- Identification: PAN Card, Voter ID, Passport, or Driving License (choose one)
- Residence: Utility bill, Lease/Sale Agreement, or Bank Statement (choose one)
- Income (Salaried): Recent salary slips, Form 16, and ITR for 2 years
- Income (Self-Employed): ITRs, P&L Statements, and Business Continuity Proof
4 Crore RBL Home Loan – Eligibility Criteria
There are three main criteria for obtaining a ₹4 crore home loan from RBL Bank:
- Employment Type: You must be a salaried individual, self-employed, or a professional.
- Financial Stability: You’ll need to meet the bank’s minimum income requirement to demonstrate your ability to repay the loan.
- Creditworthiness: A good credit history is essential for securing the loan.
Frequently Asked Questions (FAQs)
What is the EMI on a 4 crore home loan for 20 years in RBL?
An RBL home loan of ₹4 crore at 8.90% interest for 20 years would translate to a monthly EMI of around ₹35,732.18.
Who is eligible for a Rs 4 crore home loan in RBL?
Eligibility for a home loan of ₹4 crore from RBL typically extends to salaried individuals, salaried NRIs, self-employed individuals, and professionals as long as they meet specific income and job stability criteria.
What is the monthly interest rate on a Rs 4 crore home loan in RBL?
If you take out an RBL home loan with an advertised yearly interest rate of 8.90%, you can expect a monthly interest rate of roughly 0.741%.
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