2 Crore RBL Bank Home Loan

RBL Bank, a leading financial institution in India, offers a 2 crore home loan to cater to individuals seeking substantial financing for their dream homes. This loan comes with competitive interest rates and flexible repayment options, ensuring a hassle-free loan application process and customer-friendly services. Whether you're planning to purchase a new property or renovate an existing one, RBL Bank's home loan offerings provide the financial support you need to achieve your home ownership goals.

2 Crore Home Loan RBL Bank – Highlights 

Here are the highlights of the 2 crore Home Loan from RBL Bank:

2 Crore Home Loan EMI for 5 Years RBL Bank

The calculations are based on the applicable interest rate for a 2 crore home loan EMI over 5 years with RBL Bank.. Below are the details:

2 Crore Home Loan EMI for 10 Years RBL Bank

For a 2 crore home loan EMI over 10 years with RBL Bank, here is a breakdown of the monthly EMI and total payable amount:

2 Crore Home Loan EMI for 15 Years RBL Bank 

For a 2 crore home loan EMI over 15 years with RBL Bank and the total payable amount are as follows:

2 Crore Home Loan EMI for 20 Years RBL Bank

The monthly EMI and total payable amount are provided below for a 2 crore home loan EMI over 20 years with RBL Bank.

2 Crore Home Loan EMI for 25 Years RBL Bank 

Here is the EMI and total payable amount for a 2 crore home loan EMI over 25 years with RBL Bank:

2 Crore RBL Bank Home Loan – Fees and Charges

RBL Bank imposes various fees for a 2 crore home loan. The details are as follows:

2 Crore RBL Bank Home Loan – Documents Required 

To apply for a 2 crore home loan at RBL Bank, the following documents are required:

• PAN Card
• Identity Proof: Voter ID, Driving License, Passport
• Address Proof: Voter ID, Driving License, Passport, Telephone Bill, Electricity Bill, Registered Lease Deed or Sale Agreement, Bank Statement
• Business Continuity Proof: Any one document dated 5 years old (Bank Statement, Sales Tax Challans, IT Returns, Shops & Establishment Certificate, COI, Partnership Deed)
• Passport Size Photographs
• Any other valid Photo ID card issued by the Central or State Government

Financial Documents Required for Salaried

• 2 years of Income tax returns or
• 3 month salary slip or
• Form 16 issued by the employer.

Financial Documents Required For Self-Employed Individuals

• Latest audited ITR and financials for the last 2 years
• Bank statements from the borrower’s main account for the last 6 months
• Professional qualification certificate and Degree certificate for professionals 

2 Crore RBL Bank Home Loan – Eligibility Criteria 

The 2 crore home loan eligibility at RBL Bank is based on these criteria:

Salaried Individuals

• Minimum net income: ₹1,80,000 per annum.
• Age: 24 years at loan sanction; 70 years at loan maturity.
• Minimum 3 years of work experience. 

Salaried NRIs

• Similar criteria as salaried individuals.

Self-Employed Individuals and Professionals

• Minimum net annual income: ₹1,50,000 as per the latest ITR.
• Age: 24 years at loan sanction; 65 years at loan maturity.
• Business continuity: Minimum 3 years in the same field.