1 Crore RBL Bank Home Loan

The RBL Bank 1 crore home loan is a remarkable credit option. It allows you to secure the necessary funds to meet your needs while ensuring a smooth and transparent process. The bank offers more competitive interest rates and reduced processing fees, making it a more cost-effective borrowing experience. Nevertheless, understanding the 1 crore home loan EMI with RBL Bank is crucial, as it helps you manage your finances effectively and avoid future financial strain. Hereunder, we detail RBL Bank housing loan EMI for 1 crore, including the interest rates, eligibility, documentation, and associated fees. For a more detailed insight, continue to scroll down!

1 Crore Home Loan RBL Bank – Highlights

The RBL Bank home loan interest rate for 1 crore and other key parameters are as follows:

1 Crore Home Loan EMI for 5 Years RBL Bank

Below are the rates for a 1 crore home loan EMI in IDBI Bank with a tenure of 5 years:

1 Crore Home Loan EMI for 10 Years RBL Bank 

Below are the rates for a 1 crore home loan EMI for 10 years from the IDBI Bank:

1 Crore Home Loan EMI for 15 Years RBL Bank 

Below are the rates of IDBI Bank home loan 1 crore EMI with a tenure of 15 years:

1 Crore Home Loan EMI for 20 Years RBL Bank 

Below are the rates for a 1 crore home loan EMI for 20 years from the IDBI Bank:

1 Crore Home Loan EMI for 25 Years RBL Bank 

Below are the rates for a 1 crore home loan EMI in IDBI Bank with a tenure of 25 years:

1 Crore RBL Bank Home Loan – Fees and Charges

Following are the applicable fees and charges beyond the RBL Bank home loan interest rate of 1 crore:

1 Crore RBL Bank Home Loan – Documents Required 

Let’s examine the applicable documentation for an RBL Bank 1 crore home loan:

• PAN Card: Applicable for individuals, partnership firms, or companies.
• Proof of Identity: Election ID, aadhar card, driving licence, or passport. 
• Proof of Address: Utility bill, election ID, driving licence, passport, registered lease deed or sale agreement, or bank statement.
• Proof of Business: Any document dated 5 years ago — bank statement, sales tax challans, income tax returns, shops and establishment certificate, certificate of incorporation (COI), partnership deed.
• Additional Documents: Dully filled and signed loan application form and passport-size photographs.

1 Crore RBL Bank Home Loan – Eligibility Criteria 

Let’s examine the 1 crore home loan eligibility in RBL Bank:

• Age Requirement: Applicants must be between 24 and 70 years old. 
• Income Limit: Applicants must have a minimum annual income of ₹1,80,000.
• Credit Score: Applicants must have a good repayment history and a positive credit score.
• Nationality: Applicants must be Indian citizens, which applies to NRI salaried individuals.