85 Lakh Punjab & Sind Bank Home Loan

Punjab & Sind Bank is known for its customer-friendly approach. Eligible applicants can expect competitive interest rates, flexible repayment options, and minimal paperwork, making the process smooth and hassle-free. The Punjab & Sind Bank 85 lakh home loan eligibility criteria are also moderate. However, it is advisable to check your 85 lakh home loan EMI with Punjab & Sind Bank before finalising your decision. This ultimately helps determine whether you can handle such a substantial financial commitment. For more detailed information, continue to scroll down. Hereunder, Urban Money presents a detailed overview of the Punjab & Sind Bank housing loan EMI for 85 lakh. We also explain the Punjab & Sind Bank home loan interest rate of 85 lakh, applicable eligibility, required documentation, and associated fees. Let’s get started!

85 Lakh Home Loan Punjab & Sind Bank – Highlights

The Punjab & Sind Bank home loan interest rate for 85 lakhs and other key parameters are as follows:

85 Lakh Home Loan EMI for 5 Years Punjab & Sind Bank 

Here is the interest rate for an 85 lakh home loan EMI in Punjab & Sind Bank with a tenure of 5 years:

85 Lakh Home Loan EMI for 10 Years Punjab & Sind Bank 

Following are the 85 lakh home loan EMI for 10 years from Punjab & Sind Bank:

85 Lakh Home Loan EMI for 15 Years Punjab & Sind Bank

Let’s examine the Punjab & Sind Bank home loan 85 lakh EMI amount for a tenure of 15 years:

85 Lakh Home Loan EMI for 20 Years Punjab & Sind Bank

Here is the 85 lakh home loan EMI for 20 years from the Punjab & Sind Bank:

85 Lakh Home Loan EMI for 25 Years Punjab & Sind Bank 

The table below details the interest rates for an 85 lakh home loan EMI in Punjab & Sind Bank with a tenure of 25 years:

85 Lakh Punjab & Sind Bank Home Loan – Fees and Charges 

Let’s examine the applicable fees and charges in addition to the Punjab & Sind Bank home loan interest rate of 85 lakh:

85 Lakh Punjab & Sind Bank Home Loan – Documents Required

The required documents for the Punjab & Sind Bank 85 lakh home loan are given below:

• KYC Documents: PAN card, Aadhaar card, Election ID, Passport, Driving License, etc. 
• Address Proof: Utility bill, Aadhaar card, Driving License, Ration Card, etc.
• Salary Proof: Past 3-month salary slips, 3-year income tax return, and Form 16.
• Business Proof: 3 years of income tax returns, audited balance sheets, and other pertinent documents showcase your business activities.
• Property Proof: Sale deed, NOC from the builder, allotment Letter, encumbrance certificate, approved building plan, etc. 

85 Lakh Punjab & Sind Bank Home Loan – Eligibility Criteria 

Following are the applicable 85 lakh home loan eligibility in Punjab & Sind Bank:

• Age Limit: You must be aged between 18 and 70 years old. 
• Employment Criteria: You must be either a salaried or self-employed individual. 
• Credit Score: You must have a good repayment history, preferably 700 or above.
• Nationality: You must be an Indian citizen.