65 Lakh Punjab & Sind Bank Home Loan

Start your journey towards homeownership today by applying for a  65 lakh Home Loan from Punjab & Sind Bank. Urban Money is here to give you in-depth knowledge about this loan’s eligibility, important highlights, documents required, and the overall interest payable. Also, discover the EMI costs payable for a loan with tenures ranging from 5 years to 25 years so you can pick the option that suits you and your financial future.  The easy application process and excellent customer service give you a seamless experience while filing for the loan. Enjoy flexible repayment options and no prepayment charges for the 65 lakh Home Loan from Punjab & Sind Bank.

65 Lakh Home Loan Punjab & Sind Bank – Highlights

These details about the 65 lakh Home Loan from Punjab & Sind Bank are crucial to know before applying for the official loan as it might impact your long-term and short-term financial planning:

65 Lakh Home Loan EMI For 5 Years from the Punjab & Sind Bank

Here is the assumed EMI amount and interest payable for a 65 Lakh Home Loan from the Punjab & Sind Bank if you want to pay it off in 5 years.

65 Lakh Home Loan EMI For 10 Years from the Punjab & Sind Bank

If you want to pay off your 65 Lakh Home Loan from the Punjab & Sind Bank within 10 years, here is the official EMI payment amount and the applicable interest:

65 Lakh Home Loan EMI For 15 Years from the Punjab & Sind Bank

Let’s see the 15-year EMI cost for a 65 Lakh Home Loan in the Punjab & Sind Bank at an interest rate of 8.55%:

65 Lakh Home Loan EMI For 20 Years from the Punjab & Sind Bank

Here are the EMI and interest-related details for a 65 Lakh Home Loan in the Punjab & Sind Bank for a tenure of 20 years:

65 Lakh Home Loan EMI For 25 Years from the Punjab & Sind Bank

At an annual interest rate of 8.55%, the EMI on the 65 Lakh Home Loan from the Punjab & Sind Bank over a 25-year tenure will be as follows-

65 Lakh Punjab & Sind Bank Home Loan – Fees and Charges

These are the various charges applicable if you apply for a 65 Lakh Home Loan from the Punjab & Sind Bank:

65 Lakh Punjab & Sind Bank Home Loan – Documents Required

These are the official documents required while applying for a 65 Lakh Home Loan from the Punjab & Sind Bank-

General Details:

• Loan Application Form 
• Identity Proof ( Aadhaar Card, PAN Card, Passport, or Driving Licence)
• Income proof (Form 16, IT returns, P&L statements, or salary slips)
• Address proof (Electricity bill, Driving Licence, or Aadhar Card)

Loan Related Documents:

• Approved plan
• Architect’s estimate for the proposed construction or alteration
• Valuation certificate from an authorised valuer
• Sale Deed 
• Proof of Purchase 
• Permission for Construction

65 Lakh Punjab & Sind Bank Home Loan – Eligibility Criteria

Anyone over t8 with a stable income can apply for a 65 Lakh Home Loan from the Punjab & Sind Bank, given that they apply for a loan in a registered housing society.