10 Lakh Punjab & Sind Bank Home Loan

Punjab & Sind Bank offers an attractive credit option for home buyers. Whether you wish to buy, build, or renovate your home, the bank has options and resources to disburse funds on time. The bank further ensures eligible applicants can expect competitive interest rates, flexible repayment plans, and lower processing fees, making it a more cost-effective home loan. To help you make a more informed decision, Urban Money provides a complete overview of the Punjab & Sind Bank 10 lakh home loan. We primarily detail the expected interest rates, applicable eligibility criteria, required documents, and associated fees. Furthermore, we will explain the expected 10 lakh home loan EMI in Punjab & Sind Bank, with various tenures such as 5, 10, 15, 20, and 25 years. Let’s get started!

10 Lakh Home Loan Punjab & Sind Bank – Highlights

The Punjab & Sind Bank home loan interest rate for 10 lakhs and other key parameters are as follows:

10 Lakh Home Loan EMI for 5 Years Punjab & Sind Bank

Here is the interest rate for a 10 lakh home loan EMI in Punjab & Sind Bank with a tenure of 5 years:

10 Lakh Home Loan EMI for 10 Years Punjab & Sind Bank

Following are the 10 lakh home loan EMI for 10 years from Punjab & Sind Bank:

10 Lakh Home Loan EMI for 15 Years Punjab & Sind Bank

Let’s examine the Punjab & Sind Bank home loan 10 lakh EMI amount for a tenure of 15 years:

10 Lakh Home Loan EMI for 20 Years Punjab & Sind Bank

Here is the 10 lakh home loan EMI for 20 years from the Punjab & Sind Bank:

10 Lakh Home Loan EMI for 25 Years Punjab & Sind Bank

The table below details the interest rates for a 10 lakh home loan EMI in Punjab & Sind Bank with a tenure of 25 years:

10 Lakh Punjab & Sind Bank Home Loan – Fees and Charges

Let’s examine the applicable fees and charges in addition to the Punjab & Sind Bank home loan interest rate of 10 lakh:

10 Lakh Punjab & Sind Bank Home Loan – Documents Required

The required documents for the Punjab & Sind Bank 10 lakh home loan are given below:

• Proof of Identity: PAN card, Aadhaar card, Election ID, Passport, Driving License, etc.
• Proof of Address: Utility bill, Aadhaar card, Driving License, Ration Card, etc.
• Proof of Salary: Last 3-month salary slips, 3-year income tax return, and Form 16.
• Proof of Business: Last 3-year income tax return, audited balance sheets, and other pertinent documents showcase your business activities.
• Proof of Property: Sale Deed, NOC from the builder, Allotment Letter, Encumbrance Certificate, Approved Building Plan, etc.

10 Lakh Punjab & Sind Bank Home Loan – Eligibility Criteria

Following are the applicable 10 lakh home loan eligibility in Punjab & Sind Bank:

• Age Limit: Applicants must be between 18 and 60 years old, while self-employed and pensioners can extend up to 70 years.
• Income Stability: Applicants must have a regular source of income to cover the loan EMI.
• Credit Score: Applicants must have a good credit score, preferably 700 or above.
• Nationality: Applicants must be Indian citizens.