75 Lakh PNB Home Loan

Applying for a home loan is a key step in buying a house. Punjab National Bank (PNB) provides a home loan of up to 75 lakh rupees to accommodate a broad spectrum of buyers. However, as informed decisions are the best decisions, there are certain things you should be aware of before finalising your decision. These can include details such as the 75 lakh home loan EMI with PNB, relevant interest rates, required documents, eligibility criteria, and other associated fees. Hence, Urban Money presents a detailed overview of a PNB 75 lakh home loan. Continue to scroll down to learn more.

75 Lakh Home Loan PNB – Highlights 

Following are the applicable PNB’s home loan interest rate for 75 Lakh and other key parameters: 

75 Lakh Home Loan EMI for 10 Years PNB 

Following is the 75 Lakh home loan EMI for 10 years at PNB:

75 Lakh Home Loan EMI for 20 Years PNB 

Following is the 75 lakh home loan EMI for 20 years at PNB:

75 Lakh PNB Home Loan – Fees and Charges 

Let’s examine the applicable fees and charges, in addition to the 75 Lakh home loan EMI at PNB:

75 Lakh PNB Home Loan – Documents Required 

Following are the required documents for the PNB 75 lakh home loan:

• Identity Proof: PAN Card, Passport, Aadhaar Card, Driver’s License, etc.
• Address Proof: Telephone Bill, Ration Card, Electricity Bill, Voter ID, etc.
• Income Proof: Salary Slip/Business Proof, ITR, and Bank Statements. 

75 Lakh PNB Home Loan – Eligibility Criteria

75 Lakh home loan eligibility at PNB is as follows: 

• Age Limit: You must be somewhere between 21 and 70 years old.
• Employment Experience: You must have at least 3 years of working experience or business continuity. 
• Income Requirement: You must have a regular income source to cover the loan EMI. 
• Credit Score: You must have a good credit score of 611 or higher.
• Residential Status: You must be a permanent resident of India.