25 Lakh PNB Home Loan

Embarking on your home-buying journey can be exhilarating, and Punjab National Bank (PNB) makes it easier with the PNB 25 lakh home loan. Tailored to meet your financial needs, this loan is your gateway to securing your dream home.

PNB offers a competitive PNB home loan interest rate of 25 lakh, ensuring that your dream home is not just a dream but a reality within reach. The loan is designed with flexible EMI for 25 lakh home loan PNB options, catering to both short-term and long-term financial plans. With clear-cut 25 lakh home loans for 10 years PNB and 25 lakh home loan for 20 years PNB plans, the bank positions itself as a reliable partner in fulfilling your homeownership dreams. The bank ensures that, with competitive PNB home loan 25 lakh EMI rates, your journey to owning a home is both affordable and fulfilling.

25 Lakh Home Loan PNB: Highlights

25 Lakh PNB Home Loan EMI For 5 Years

25 Lakh PNB Home Loan EMI for 10 years

25 Lakh PNB Home Loan EMI For 15 Years

25 Lakh PNB Home Loan EMI for 20 years

Pro Tip : Take the first step to your dream home – Use PNB Housing Loan EMI Calculator today.

25 lakh PNB home loan: Fees and Charges

When you apply for a 25 lakh PNB home loan, it is crucial to consider the associated fees and charges. The processing fee for the PNB housing loan for 25 lakh is kept minimal, making it an economical choice compared to many other lending options. This low processing fee is a significant advantage, reducing the initial cost of obtaining the loan.

Additionally, PNB ensures that there are no hidden charges, providing a transparent borrowing experience.

25 lakh PNB home loan: Documents Required

For a 25 lakh home loan from PNB, prepare the following documents:

• Address proof: Telephone Bill, Aadhar card, Ration Card, Passport, Driving License, Election Card, or any other certificate from the Statutory Authority
• Age Proof: PAN Card, Passport, or any other certificate from a Statutory Authority
• Income Proof: salary slips of the last 3 months (for salaried applicants) or Income Proof for business and ITR (for self-employed applicants)

25 lakh PNB home loan: Eligibility Criteria

The 25 lakh home loan eligibility PNB requirements are as follows: 

Salaried Applicants: 

• Age: 21–70 years
• Residency: You should be a permanent resident of India.
• Work experience: Minimum work experience of 3 years.
• Salary: INR 15,000 per month or more
• Loan amount: INR 8 lakh onwards
• Tenure: Up to 30 years
• LTV: Up to 90%
• Required Credit Score: 611+

Self-Employed Applicants

• Age: 21–70 years
• Residency: You should be a permanent resident of India.
• Work experience: At least 3 years of business continuity.
• Loan amount: INR 8 lakh onwards
• Tenure: Up to 20 years
• LTV: Up to 90%
• Required Credit Score: 611+
• Additional: You apply for income tax returns.