- Home
- Home Loan
- Poonawalla Fincorp Limited
- Home Renovation Loan
Poonawalla Fincorp Home Renovation Loan
- Home Loan By Property
Poonawalla Fincorp Limited offers a personal loan specifically designed for home renovation. With this loan, you can easily finance upgrades to your home interiors. Poonawalla Fincorp Limited home improvement loan interest rates are attractive, starting at just 9.99% annually. Depending on your needs, you can borrow between ₹1 to ₹30 lakhs. The application process is simple and online, making it convenient and fast. There's no need for collateral; the repayment can be spread over 60 months. This loan is ideal for anyone looking to refresh their home without the burden of hidden charges or complex procedures.
- Personalized Home Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Home Loan Interest rate comparison
Table of Content



Poonawalla Fincorp Limited Home Renovation Loan – Highlights
Below are the key highlights of Poonawalla Fincorp Limited Home Renovation Loan:
Loan Amount | Up to 30 lakhs |
Loan Tenure | 12 to 60 months |
Collateral | Not required |
Purpose | Home Renovation |
Eligibility | Salaried |
Poonawalla Fincorp Limited Home Renovation Loan – Features & Benefits
Here are some of the best features and benefits of Poonawalla Fincorp Limited home renovation loan:
- Attractive Interest Rates: Enjoy competitive interest rates starting from 9.99% p.a., helping you manage your finances better without burdening you with high costs.
- Simple Documentation: The loan process is streamlined, and minimal documentation is required. You only need to upload a few primary documents to complete your application.
- Fast Approval and Disbursal: Experience quick loan approval and fast disbursal of funds, which ensures that you can start your home renovation without any delays.
- Convenient Monthly Instalments: With the flexibility of repayment tenure up to 60 months, you can plan your finances and repay the loan in affordable monthly instalments.
- No Hidden Charges: Poonawalla Fincorp maintains transparency in all its dealings, ensuring no hidden charges. All fees and charges are disclosed upfront.
- Hassle-free Application Process: Apply for the loan online or through the Poonawalla Fincorp App with just a few clicks, making the entire process convenient and user-friendly.
- Zero Collateral Required: Because personal loans are unsecured, there is no need to pledge any collateral to obtain one, making them accessible to a wider range of applicants.
Poonawalla Fincorp Limited Home Renovation Loan – Interest Rates
Below are the Poonawalla Fincorp Limited home improvement loan interest rates:
Loan Type | Interest Rate (p.a.) |
Home Renovation Loan | Starting from 9.99% p.a. |
Poonawalla Fincorp Limited Home Renovation Loan for Salaried – Eligibility Criteria
There are certain eligibility criteria that an applicant must meet to qualify for a Poonawalla Fincorp Limited home renovation loan. Below is the detailed information about the eligibility criteria for the same:
Eligibility Criteria | Details |
Age Requirement | Between 22 years and 57 years |
Citizenship | Must be an Indian citizen |
Monthly Income | At least ₹30,000 |
Employment | The employee at a reputed public or private company |
Work Experience | Minimum 12 months of work experience |
Minimum 1 month’s experience with the current employer | |
Credit Score | 750 and above |
Poonawalla Fincorp Limited Home Renovation Loan – Documents Required
These are the documents required to apply for a Poonawalla Fincorp Limited home renovation loan:
Identity Proof:
PAN Card | Aadhaar Card | Driving Licence |
Voter ID | Passport |
Address Proof:
Utility bills (Electricity, Water, Gas) | Rental agreement | Passport |
Income Proof:
Latest salary slips for the last 3 months | Bank statements from the last three months |
Employment Proof:
Official email ID | Employee ID card |
Poonawalla Fincorp Limited Home Renovation Loan Processing Fees and Other Charges
There are some fees associated with the Poonawalla Fincorp Limited home improvement loan. Here is the detailed fee structure of this loan:
Fee Type | Amount/Rate |
Interest Rates | Starts from 9.99% p.a. |
Processing Fees | Up to 2% with all taxes |
EMI per month | Starts ₹2,124 for 60 months |
Prepayment/Foreclosure Charges | 0% if paid from personal sources; 4% if paid from other sources. |
Default Interest | 3% per month |
Repayment Dishonour Charges | ₹500 per bounce with taxes |
Stamp Duty | Depends on the state |
Other Hidden Charges | Not applicable |
Poonawalla Fincorp Limited Home Renovation Loan – Terms and Conditions
The terms and conditions of a service or product are critical because they define the rights and duties of both the provider and the user. They feature crucial information such as eligibility requirements, payment terms, applicable fees, and the parties’ obligations. Understanding these phrases ensures that all parties know what is anticipated, reducing misunderstandings and guaranteeing a seamless transaction or service experience. It is always advisable to read and comprehend these terms thoroughly before agreeing to them to ensure that they satisfy your needs and expectations.
Quick Links
Loan Offers By Poonawalla Fincorp Limited's
Home Loan by Private Bank
- Reliance Capital Home Loan
- DCB Bank Home Loan
- ICICI Bank Home Loan
- YES Bank Home Loan
- RBL Bank Home Loan
- Federal Bank Home Loan
- IDFC FIRST Bank Home Loan
- HDFC Bank Home Loan
- Axis Bank Home Loan
- Kotak Bank Home Loan
- Deutsche Bank Home Loan
- karur Vysya Bank Home Loan
- Housing Development Finance Corporation Home Loan
- IndusInd Bank Home Loan
- karnataka bank Home Loan
- LIC Housing Finance Home Loan
- HSBC Home Loan
- IDBI Bank Home Loan
- CITI Bank Home Loan
- HDFC Sales Home Loan
Home Loan by Nationalized Bank
Home Loan by NBFC
- Clix Capital Home Loan
- Hero Housing Finance Home Loan
- Hero FinCorp Home Loan
- Vastu Housing Finance Home Loan
- Aadhar housing Finance Home Loan
- DHFL Home Loan
- Muthoot Finance Ltd Home Loan
- Edelweiss Financial Services Home Loan
- Piramal Housing Finance Home Loan
- Fullerton India Home Loan
- Capri Global Home Loan
- Capital First Ltd. Home Loan
- Poonawalla Fincorp Limited Home Loan
- Cholamandalam Finance Home Loan
- IndiaBulls Home Loan
- Ujjivan Small Finance Bank Home Loan
- Tata Capital Housing Finance Limited Home Loan
- L&T Finance Home Loan
- Aditya Birla Finance Limited Home Loan
- Godrej Housing Finance Home Loan
- Punjab National Bank Housing Finance Home Loan
- IIFL Finance Home Loan
- Bajaj Finserv Home Loan
- Home First Finance Company Home Loan
Home Loan Calculators
Bank wise Home Loan Calculators
- Punjab National Bank Home Loan Calculator
- Indusind Bank Home Loan Calculator
- Bank Of India Home Loan Calculator
- Lic Housing Finance Home Loan Calculator
- Punjab Sind Bank Home Loan Calculator
- Indian Bank Home Loan Calculator
- Hdfc Bank Home Loan Calculator
- Bank Of Maharashtra Home Loan Calculator
- Hsbc Home Loan Calculator
- Citi Bank Home Loan Calculator
- Canara Bank Home Loan Calculator
- Axis Bank Home Loan Calculator
- State Bank Of India Home Loan Calculator
- Rbl Bank Home Loan Calculator
- Karnataka Bank Home Loan Calculator
- Federal Bank Home Loan Calculator
- Deutsche Bank Home Loan Calculator
- Union Bank Of India Home Loan Calculator
- Yes Bank Home Loan Calculator
- Dcb Bank Home Loan Calculator
- Idfc First Bank Home Loan Calculator
- Kotak Bank Home Loan Calculator
- Idbi Bank Home Loan Calculator
- Icici Bank Home Loan Calculator
- Bank Of Baroda Home Loan Calculator
Bank Wise Home Loan Interest Rate
- Reliance Capital Home Loan Interest Rate
- DCB Bank Home Loan Interest Rate
- ICICI Bank Home Loan Interest Rate
- YES Bank Home Loan Interest Rate
- RBL Bank Home Loan Interest Rate
- Federal Bank Home Loan Interest Rate
- IDFC FIRST Bank Home Loan Interest Rate
- HDFC Bank Home Loan Interest Rate
- Axis Bank Home Loan Interest Rate
- Kotak Bank Home Loan Interest Rate
- Deutsche Bank Home Loan Interest Rate
- karur Vysya Bank Home Loan Interest Rate
- Housing Development Finance Corporation Home Loan Interest Rate
- IndusInd Bank Home Loan Interest Rate
- karnataka bank Home Loan Interest Rate
- LIC Housing Finance Home Loan Interest Rate
- HSBC Home Loan Interest Rate
- IDBI Bank Home Loan Interest Rate
- CITI Bank Home Loan Interest Rate
- HDFC Sales Home Loan Interest Rate
- Punjab National Bank Home Loan Interest Rate
- Canara Bank Home Loan Interest Rate
- State Bank of India Home Loan Interest Rate
- Bank of India Home Loan Interest Rate
- Union Bank of India Home Loan Interest Rate
- Punjab & Sind Bank Home Loan Interest Rate
- Bank of Baroda Home Loan Interest Rate
- Indian bank Home Loan Interest Rate
- Bank of Maharashtra Home Loan Interest Rate
- Clix Capital Home Loan Interest Rate
- Hero Housing Finance Home Loan Interest Rate
- Hero FinCorp Home Loan Interest Rate
- Vastu Housing Finance Home Loan Interest Rate
- Aadhar housing Finance Home Loan Interest Rate
- DHFL Home Loan Interest Rate
- Muthoot Finance Ltd Home Loan Interest Rate
- Edelweiss Financial Services Home Loan Interest Rate
- Piramal Housing Finance Home Loan Interest Rate
- Fullerton India Home Loan Interest Rate
- Capri Global Home Loan Interest Rate
- Capital First Ltd. Home Loan Interest Rate
- Poonawalla Fincorp Limited Home Loan Interest Rate
- Cholamandalam Finance Home Loan Interest Rate
- IndiaBulls Home Loan Interest Rate
- Ujjivan Small Finance Bank Home Loan Interest Rate
- Tata Capital Housing Finance Limited Home Loan Interest Rate
- L&T Finance Home Loan Interest Rate
- Aditya Birla Finance Limited Home Loan Interest Rate
- Godrej Housing Finance Home Loan Interest Rate
- Punjab National Bank Housing Finance Home Loan Interest Rate
- IIFL Finance Home Loan Interest Rate
- Bajaj Finserv Home Loan Interest Rate
- Home First Finance Company Home Loan Interest Rate