Piramal Housing Finance Home Loan for Self Employed

Piramal Housing Finance home loan for self-employed individuals is designed to make homeownership easier for the business class. Borrowers can enjoy a hassle-free documentation process, flexible tenure, and quick fund disbursement. The loan further features attractive interest rates, reduced processing fees, and affordable EMIs, making it a more borrower-friendly credit option. Hence, Urban Money presents everything you need to know about the Piramal Housing Finance home loan for a non-salaried person. We primarily explain Piramal Housing Finance home loan eligibility for self-employed, required documents, applicable interest rates, and associated fees and charges. Let’s get started!

Piramal Housing Finance Home Loan for Self-Employed – Highlights 

Here are the key parameters of a Piramal Housing Finance home loan for self-employed:

Piramal Housing Finance Home Loan for Self-Employed – Fees and Charges

You must be aware of certain fees and charges associated with this loan, in addition to the Piramal Housing Finance home loan interest rate for self-employed:

Piramal Housing Finance Home Loan for Self-Employed – Documents Required

Following are the required Piramal Housing Finance home loan documents for self-employed:

• KYC Documents: PAN Card (mandatory), aadhaar card, driver’s license, election identity card, or passport.
• Income Documents: Last 2-year income tax report, CA audited financials, and 6-month bank account statement.  
• Property Documents: Sales deed, NOC from the builder, possession certificate, etc. 
• Additional Documents: Passport size photographs and identity proof of co-applicants. 

Piramal Housing Finance Home Loan for Self-Employed – Eligibility Criteria 

Following are the required Piramal Housing Finance home loan eligibility for self-employed:

• Age Limit: Applicants must be somewhere between 23 and 70 years old.
• Income Criteria: Applicants must require a regular source of income to cover the loan EMIs. 
• Credit Score: Applicants must have a better CIBIL score, preferably 750 or above.
• Nationality: Applicants must be Indian citizens.