L&T Finance Home Loan

Features and Benefits of L&T Home Loan

• Loan repayment tenure up to 30 years
• Loans from INR 3 lakh to INR 10 crore are available based on the individual’s eligibility.
• Attractive home loan interest rates start from 7.7%.
• Choose the type of home loan interest rate, i.e. fixed or floating rate of interest, as per your convenience.
• A loan amount of up to 90 percent of the property value can be sanctioned.
• Availability of flexible repayment options including Tranche-based EMI as well as Part Prepayment Scheme.

L&T Financial Services: Eligibility Criteria

To avail of a home loan from L&T, you must adhere to the following L&T home loan eligibility criteria:

L&T Home Loan Fees and charges

Types of Home Loans Offered by L&T

L&T Home Loan

L&T Top Up Loan

L&T Balance Transfer

Documents Required for L&T Home Loan

Following are the common documents required for an L&T home loan:

How Does the EMI Calculation Work for L&T Home Loan?

The online home loan EMI calculator from L&T financial services makes it simple to figure out your monthly payments. Enter the loan amount, interest rate, and loan tenure to calculate your EMI. Within seconds, the results will be displayed on your screen.

Balance Transfer of L&T Home Loan

Purchasing a home seems appealing at first. Later, the interest on your loan can become a hardship for you. To eliminate this issue, home purchasers can now transfer their existing loan from a bank or financial institution to L&T Housing Finance’s Balance Transfer service to save their exorbitant money spent on interest rates. Furthermore, one can also take a top-up loan or another loan to help meet other obligations.