90 Lakh Karnataka Bank Home Loan

This is your chance to get a ₹90 Lakh Home Loan from Karnataka Bank. The bank is offering this amount so you can build your desired home or buy one with a suitable loan tenure. The interest rates are competitive, and eligibility is easy to meet. Be prepared with the required documents and get the funds in your bank account in no time. Here you will find a detailed overview of Karnataka Bank’s home loan of ₹90 Lakh. This will help you carefully plan your expenses and maintain your home loan EMI as easily as possible.

₹90 Lakh Home Loan Karnataka Bank – Highlights

Here are Karnataka Bank home loan interest rates for ₹90 Lakh, along with highlights:

₹90 Lakh Home Loan EMI for 5 years Karnataka Bank

Karnataka Bank housing loan EMI for ₹90 Lakh is mentioned below in detail:

₹90 Lakh Home Loan EMI for 10 years Karnataka Bank

Here is the ₹90 Lakh home loan EMI for 10 years Karnataka Bank in a detailed format:

₹90 Lakh Home Loan EMI for 15 years Karnataka Bank

Here is the ₹90 Lakh home loan EMI for 15 years Karnataka Bank, along with highlights:

₹90 Lakh Home Loan EMI for 20 years Karnataka Bank

₹90 Lakh home loan EMI for 20 years Karnataka Bank is as follows:

₹90 Lakh Home Loan EMI for 25 years Karnataka Bank

Karnataka Bank home loan of ₹90 Lakh EMI for 25 years is mentioned below in the detailed format:

₹90 Lakh Karnataka Bank Home Loan – Fees and Charges

There are some additional fees with Karnataka Bank home loan interest rate of ₹90 Lakh. These fees are mentioned below:

Interest Rate:

• 60% to 10.62% per annum

Loan Amount:

• Based on Income

Processing Fees:

• 25% of the loan amount (minimum ₹250)

Prepayment/Foreclosure Charges:

• Nil

Rate Packages Available:

• Floating

₹90 Lakh Karnataka Bank Home Loan – Documents Required

Below are the required documents to get a ₹90 Lakh loan from Karnataka Bank:

1. General Documents for KYC (Know Your Customer):

• Photos: Two passport-size photographs of each applicant.
• Identity Proof (Any One): Passport, Voters ID, Driving License, PAN Card, Aadhaar Card.
• Address Proof (Any One): Passport, Voters ID, Driving License, Aadhaar Card.
• Age Proof (Any One): Passport, Birth Certificate, Driving License, SSLC or AISSE Certificate.

2. Additional Requirements for All Customers:

• PAN Card.
• Customer ID or Debit Card Number.
• Copy of KYC Documents.

3. Documents Specific to Employment Type:

• Salaried Employee:
  • Scanned copy and PDF of salary account statement for the last 12 months.
  • Auto-fetch of documents for existing customers.
• Self-Employed:
  • Scanned copy and PDF of salary account statement for the last 12 months.
  • Auto-fetch of documents for existing customers.

₹90 Lakh Karnataka Bank Home Loan – Eligibility Criteria

The eligibility criteria for a Karnataka Bank Home Loan are designed to accommodate both salaried and self-employed individuals. Here are the details: