75 Lakh Karnataka Bank Home Loan

Karnataka Bank provides a ₹75 lakh home loan with flexible EMI options. This loan has a cheap interest rate, which makes repayments easier to handle. You can use the ₹75 Lakh loan EMI calculator online to estimate your monthly instalments. This tool helps you plan your budget by offering detailed EMI information. Karnataka Bank's house loan offers competitive interest rates and a simple borrowing process. It enables you to purchase a new house or refinance an existing one. Karnataka Bank's ₹75 Lakh home loan is a reliable option for fulfilling your housing needs.

₹75 Lakh Home Loan Karnataka Bank – Highlights

Here are Karnataka Bank home loan interest rates for ₹75 Lakh, along with highlights:

₹75 Lakh Home Loan EMI for 5 years Karnataka Bank

Karnataka Bank housing loan EMI for ₹75 Lakh is mentioned below in detail:

₹75 Lakh Home Loan EMI for 10 Years Karnataka Bank

Here is the ₹75 Lakh home loan EMI for 10 years Karnataka Bank in a detailed format:

₹75 Lakh Home Loan EMI for 15 Years Karnataka Bank

Here are ₹75 Lakh home loan EMI for 15 years Karnataka Bank, along with highlights:

₹75 Lakh Home Loan EMI for 20 Years Karnataka Bank

₹75 Lakh home loan EMI for 20 years Karnataka Bank are as follows:

₹75 Lakh Home Loan EMI for 25 Years Karnataka Bank

Karnataka Bank home loan of ₹75 Lakh EMI for 25 years is mentioned below in the detailed format:

₹75 Lakh Karnataka Bank Home Loan – Fees and Charges

There are some additional fees with Karnataka Bank home loan interest rate of ₹75 Lakh. These fees are mentioned below:

₹75 Lakh Karnataka Bank Home Loan – Documents Required

Below are the required documents to get a ₹75 Lakh loan from Karnataka Bank:

KYC Documents

• Photos: Two passport-size photos for each applicant
• Identity Proof: Passport, Voter ID, Driving Licence, PAN Card, Aadhaar Card
• Address Proof: Passport, Voter ID, Driving Licence, Aadhaar Card
• Age Proof: Passport, Birth Certificate, Driving Licence, SSLC or AISSE Certificate

For Existing and New Customers

• PAN Card
• Customer ID or Debit Card Number
• Copy of KYC Documents

For Salaried Employees

• Salary Account Statement: Last 12 months (scanned copy and PDF)
• Auto-fetch: Available for existing customers

For Self-Employed Individuals

• Account Statement: Last 12 months (scanned copy and PDF)
• Auto-fetch: Available for existing customers

₹75 Lakh Karnataka Bank Home Loan – Eligibility Criteria

The eligibility criteria for a Karnataka Bank Home Loan are designed to accommodate both salaried and self-employed individuals. Here are the details:

Income Levels:

• Salaried Applicants: Must earn a minimum gross monthly income of ₹10,000.
• Self-Employed Applicants: Must have a minimum gross annual income of ₹4,80,000.

Age Limits:

• The minimum eligible age to apply 21 years.
• Maximum age at loan maturity: 60 years.

Loan Terms:

• The loan can be taken for a period of up to 30 years.

Maximum Loan Amount:

• Applicants may be eligible for a loan amount up to ₹5 crores, depending on their repayment capability and the bank’s assessment.

Citizenship:

• The applicant must be an Indian citizen.