30 Lakh Karnataka Bank Home Loan

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Karnataka Bank offers competitive home loans to make your dream of homeownership a reality. Their rates start at 8.60% per annum, with flexible repayment options for up to 30 years and minimal processing fees. Plus, there are no prepayment charges, making it an affordable and convenient option for aspiring homeowners across India.

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Table of Content

1. 30 Lakh Home Loan Karnataka Bank Highlights

2. 30 Lakh Home Loan EMI For 5 Years Karnataka Bank

3. 30 Lakh Home Loan EMI For 10 Years Karnataka Bank

4. 30 Lakh Home Loan EMI For 15 Years Karnataka Bank

5. 30 Lakh Home Loan EMI For 20 Years Karnataka Bank

6. 30 Lakh Home Loan EMI For 25 Years Karnataka Bank

7. 30 Lakh Karnataka Bank Home Loan Fees And Charges

8. 30 Lakh Karnataka Bank Home Loan Documents Required

9. 30 Lakh Karnataka Bank Home Loan Eligibility Criteria

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Written By
Kirti Bansal
Kirti Bansal
Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.
Reviewed By
Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

30 Lakh Home Loan Karnataka Bank – Highlights

Highlights of a ₹30 lakh home loan from Karnataka Bank:

Interest Rate 8.60% p.a.
Tenure   Up to 30 years 
Processing Fee Low 

30 Lakh Home Loan EMI For 5 Years Karnataka Bank

Section Details
Total Amount Paid ₹30,00,000
Monthly EMI ₹58,667
Number of EMIs 60 
Total Amount of Interest ₹7,19,990
Interest Rate  8.60%

30 Lakh Home Loan EMI For 10 Years Karnataka Bank

Section Details
Total Amount Paid ₹30,00,000
Monthly EMI ₹39,158
Number of EMIs 120
Total Amount of Interest ₹16,89,930
Interest Rate  8.60%

30 Lakh Home Loan EMI For 15 Years Karnataka Bank

Section Details
Total Amount Paid ₹30,00,000
Monthly EMI ₹29,698
Number of EMIs 180
Total Amount of Interest ₹24,54,410
Interest Rate  8.60%

30 Lakh Home Loan EMI For 20 Years Karnataka Bank

Section Details
Total Amount Paid ₹30,00,000
Monthly EMI ₹26,248
Number of EMIs 240 
Total Amount of Interest ₹37,99,520
Interest Rate  8.60%

30 Lakh Home Loan EMI For 25 Years Karnataka Bank

Section Details
Total Amount Paid ₹30,00,000
Monthly EMI ₹23,059
Number of EMIs 300 (25 years)
Total Amount of Interest ₹49,77,410
Interest Rate  8.60%

30 Lakh Karnataka Bank Home Loan – Fees And Charges

Fees and charges for a ₹30 lakh home loan at Karnataka Bank include processing fees ranging from 0.50% to 2.00% of the loan amount. There are usually no pre-closure or part-payment fees applicable.

30 Lakh Karnataka Bank Home Loan – Documents Required

Documents required for a ₹30 lakh home loan at Karnataka Bank include KYC documents (PAN card, Aadhaar card, Passport), income proof (salary slips, income tax returns), property documents (details of the property being financed), and bank statements.

30 Lakh Karnataka Bank Home Loan – Eligibility Criteria

Eligibility criteria for a ₹30 lakh home loan at Karnataka Bank include Indian residency, minimum age of 18 years, regular income for salaried individuals with a monthly salary of ₹10,000, and for self-employed individuals, an annual income of ₹1,20,000.

Frequently Asked Questions (FAQs)

What is the 30 lakh Home Loan EMI for 20 years in Karnataka Bank?

For a ₹30 lakh home loan at Karnataka Bank for 20 years at 8.60% interest, the estimated EMI is approximately ₹26,248.

Who is eligible for a 30 lakh Home loan in Karnataka Bank?

Eligibility criteria include being an Indian resident with a regular income (salaried or self-employed) and meeting Karnataka Bank's income and credit requirements.

What is the monthly interest rate of a 30 lakh home loan in Karnataka Bank?

The monthly interest rate for a ₹30 lakh home loan at Karnataka Bank, based on an annual rate of 8.60%, is approximately 0.718%.

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