- Home
- Home Loan
- Indusind Bank
- 90 Lakh IndusInd Bank Home Loan
90 Lakh IndusInd Bank Home Loan
- Home Loan By Amount
- Home Loan By Profession
- Home Loan By Other
- Home Loan By Property
The IndusInd Bank 90 lakh home loan offers an outstanding financing solution for prospective homeowners. The bank provides top-notch interest rates and dedicated support from the beginning, ensuring a smooth and beneficial experience for all eligible applicants. Borrowers can enjoy reduced processing fees, personalised repayment plans, moderate eligibility criteria, and fast loan approval. Moreover, digital banking simplifies the application process, enabling you to manage your loan anywhere, anytime, reducing paperwork, hassle, and time.
However, it is advisable to clearly understand the 90 lakh home loan EMI with IndusInd Bank before initiating your loan application. This will help you better plan and manage your budget, avoiding unnecessary financial strain on your repayment journey. Let’s scroll down to learn more!
- Personalized Home Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Home Loan Interest rate comparison
Table of Content


90 Lakh Home Loan IndusInd Bank – Highlights
Below are the IndusInd Bank home loan interest rate for 90 lakh and other key features:
Interest Rates | 8.35% per annum onwards |
Loan Amount | Up to 75% of the property price |
Loan Tenure | 30 years |
Eligibility | Salaried or self-employed individuals |
90 Lakh Home Loan EMI for 5 Years IndusInd Bank
Below is the estimated 90 lakh home loan EMI in IndusInd Bank with a tenure of 5 years:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payment |
₹90 Lakh | 8.35% p.a. | 5 years | ₹1,83,999 | ₹20,39,940 | ₹1,10,39,940 |
90 Lakh Home Loan EMI for 10 Years IndusInd Bank
Below is the estimated 90 lakh home loan EMI for 10 years from the IndusInd Bank:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payment |
₹90 Lakh | 8.35% p.a. | 10 years | ₹1,10,866 | ₹43,03,920 | ₹1,33,03,920 |
90 Lakh Home Loan EMI for 15 Years IndusInd Bank
Below is the estimated IndusInd Bank home loan of 90 lakhs EMI with a tenure of 15 years:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payment |
₹90 Lakh | 8.35% p.a. | 15 years | ₹87,837 | ₹68,10,660 | ₹1,58,10,660 |
90 Lakh Home Loan EMI for 20 Years IndusInd Bank
Below is the estimated 90 lakh home loan EMI for 20 years from the IndusInd Bank:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payment |
₹90 Lakh | 8.35% p.a. | 20 years | ₹77,252 | ₹95,40,480 | ₹1,85,40,480 |
90 Lakh Home Loan EMI for 25 Years IndusInd Bank
Below is the estimated 90 lakh home loan EMI in IndusInd Bank with a tenure of 25 years:
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payment |
₹90 Lakh | 8.35% p.a. | 25 years | ₹71,563 | ₹1,24,68,900 | ₹2,14,68,900 |
90 Lakh IndusInd Bank Home Loan – Fees and Charges
Below are the fees and charges you should know besides the IndusInd Bank home loan interest rate of 90 lakhs:
Fee/Charge | Amount |
Processing Fees | Up to 5% of the loan amount |
Prepayment Charges | 2% to 5% of the outstanding principal amount |
Penal Interest Charges | 24% per annum on the overdue amount |
Legal & Other Statutory Charges | As per actual |
90 Lakh IndusInd Bank Home Loan – Documents Required
Below are the applicable documents for an IndusInd Bank 90 lakh home loan:
- Identity Proof: Aadhar card, PAN card, passport, driving license, or voter ID.
- Income Proof: Form 16, income tax return, appointment letter, and salary slip.
- Business Proof: Last 2-year business and individual income tax returns and CA-audited financial statements(if self-employed individuals).
- Additional Documents: A completed application form, a cheque for the processing fee, passport-sized photographs, and bank account statements for the last 6 months.
90 Lakh IndusInd Bank Home Loan – Eligibility Criteria
Below are the 90 lakh home loan eligibility in IndusInd Bank:
- Age Requirement: You should be aged between 24 and 70 years old.
- Income Criteria: You should have a stable income source sufficient to cover loan EMIs.
- Work Experience: You should have at least 3 years of continuous employment or business operation.
- Credit Score: You should have a good repayment history and a strong credit score, typically 700 or above.
- Nationality: You should be an Indian citizen.
Frequently Asked Questions (FAQs)
What is the EMI for a 90 lakh home loan for 20 years at IndusInd Bank?
The EMI for a ₹90 lakh home loan from IndusInd Bank for 20 years is ₹77,252 per month at an annual interest rate of 8.35%.
Who is eligible for a 90 lakh Home loan in IndusInd Bank?
IndusInd Bank provides a ₹90 lakh home loan to salaried and self-employed individuals, requiring a minimum of 3 years of employment experience or business continuity.
What is the monthly interest rate of a 90 lakh home loan in IndusInd Bank?
IndusInd Bank offers a monthly interest rate of 0.70% for a home loan of ₹90 lakh.
Quick Links
Loan Offers By Indusind Bank's
Home Loan by Private Bank
- Reliance Capital Home Loan
- DCB Bank Home Loan
- ICICI Bank Home Loan
- YES Bank Home Loan
- RBL Bank Home Loan
- Federal Bank Home Loan
- IDFC FIRST Bank Home Loan
- HDFC Bank Home Loan
- Axis Bank Home Loan
- Kotak Bank Home Loan
- Deutsche Bank Home Loan
- karur Vysya Bank Home Loan
- Housing Development Finance Corporation Home Loan
- IndusInd Bank Home Loan
- karnataka bank Home Loan
- LIC Housing Finance Home Loan
- HSBC Home Loan
- IDBI Bank Home Loan
- CITI Bank Home Loan
- HDFC Sales Home Loan
Home Loan by Nationalized Bank
Home Loan by NBFC
- Clix Capital Home Loan
- Hero Housing Finance Home Loan
- Hero FinCorp Home Loan
- Vastu Housing Finance Home Loan
- Aadhar housing Finance Home Loan
- DHFL Home Loan
- Muthoot Finance Ltd Home Loan
- Edelweiss Financial Services Home Loan
- Piramal Housing Finance Home Loan
- Fullerton India Home Loan
- Capri Global Home Loan
- Capital First Ltd. Home Loan
- Poonawalla Fincorp Limited Home Loan
- Cholamandalam Finance Home Loan
- IndiaBulls Home Loan
- Ujjivan Small Finance Bank Home Loan
- Tata Capital Housing Finance Limited Home Loan
- L&T Finance Home Loan
- Aditya Birla Finance Limited Home Loan
- Godrej Housing Finance Home Loan
- Punjab National Bank Housing Finance Home Loan
- IIFL Finance Home Loan
- Bajaj Finserv Home Loan
- Home First Finance Company Home Loan
Home Loan Calculators