80 Lakh IndusInd Bank Home Loan

Owning your own home is a big dream, and IndusInd Bank understands that. They offer various home loan options specifically for ₹80 lakh loans. Their plans come with competitive interest rates and flexible repayment options that work for your situation. This means you can buy your first home or upgrade to a bigger space with confidence, knowing IndusInd Bank is there to support you every step of the way.

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Table of Content

1. 80 Lakh Home Loan IndusInd Bank Highlights

2. 80 Lakh Home Loan EMI For 5 Years IndusInd Bank

3. 80 Lakh Home Loan EMI For 10 Years IndusInd Bank

4. 80 Lakh Home Loan EMI For 15 Years IndusInd Bank

5. 80 Lakh Home Loan EMI For 20 Years IndusInd Bank

6. 80 Lakh Home Loan EMI For 25 Years IndusInd Bank

7. 80 Lakh IndusInd Bank Home Loan Fees And Charges

8. 80 Lakh IndusInd Bank Home Loan Documents Required

9. 80 Lakh IndusInd Bank Home Loan Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

80 Lakh Home Loan IndusInd Bank – Highlights

Let’s explore the key features of IndusInd Bank’s 80 lakh home loan option:

Feature	Details
Processing Fee	Up to 1% of the Loan Amount
Eligibility Criteria	Salaried and self-employed
Documentation Required	Minimum documentation

80 Lakh Home Loan EMI For 5 Years IndusInd Bank

IndusInd Bank Home Loan: Calculate Your Estimated Monthly Instalment (EMI) for a ₹80 Lakh Loan at 8.6% Interest.

Description	Details
Monthly EMI	Rs. 1,51,665
Overall Amount to Pay	Rs. 90,99,900
Number of EMIs	60 months

80 Lakh Home Loan EMI For 10 Years IndusInd Bank

Considering an IndusInd Bank home loan? Determine your potential monthly payment (EMI) for a ₹80 lakh loan at an interest rate of 8.6%.

Description	Details
Monthly EMI	Rs. 1,04,704
Overall Amount to Pay	Rs. 1,25,64,480
Number of EMIs	120 months

80 Lakh Home Loan EMI For 15 Years IndusInd Bank

Financing your dream home with IndusInd Bank? Estimate your monthly loan payment (EMI) for a ₹80 lakh home loan at an 8.6% interest rate.

Description	Details
Monthly EMI	Rs. 82,512
Overall Amount to Pay	Rs. 1,48,52,160
Number of EMIs	180 months

80 Lakh Home Loan EMI For 20 Years IndusInd Bank

IndusInd Bank Home Loan: Calculate EMI for ₹80 lakh at 8.6%.

Description	Details
Monthly EMI	Rs. 71,702
Overall Amount to Pay	Rs. 1,72,08,480
Number of EMIs	240 months

80 Lakh Home Loan EMI For 25 Years IndusInd Bank

IndusInd Bank: Determine ₹80 lakh home loan EMI at 8.6%.

Description	Details
Monthly EMI	Rs. 66,309
Overall Amount to Pay	Rs. 1,98,92,700
Number of EMIs	300 months

80 Lakh IndusInd Bank Home Loan – Fees And Charges

Here are the charges for an 80 lakh home loan provided by Induslnd Bank:

Description	Charges
Processing Charges	Up to 1% of loan amount
Initial Money Deposit	Up to Rs. 2500
Bounce Charges	Rs. 750 per instance (Cheque/SI/ECS/ACH etc.)
Penal Charges	2% on overdue amount or Rs. 100, whichever is higher

80 Lakh IndusInd Bank Home Loan – Documents Required

To apply for an 80 lakh home loan with IndusInd Bank, you’ll need to provide:

Completed application form with a recent photograph
Valid proof of identity, residence, and signature
Latest Form 16/ITR copy
Appointment letter and the most recent 3 months’ salary slips/salary certificate
Bank statements for the last 6 months from the main account

80 Lakh IndusInd Bank Home Loan – Eligibility Criteria

Here are the eligibility criteria for an 80 lakh home loan:

Salaried individuals aged 24-60 with at least 3 years of work experience.
Self-employed professionals such as doctors, engineers, and CA/CS aged 24-70 years with a minimum of 3 years in their profession.

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Frequently Asked Questions (FAQs)

What is the EMI for an 80 lakh home loan for 20 years at IndusInd Bank?

The estimated EMI would be approximately Rs. 69,282 at an 8.6% interest rate.

Who is eligible for an 80 lakh home loan at IndusInd Bank?

Eligible applicants include salaried individuals aged 24-60 with at least 3 years of work experience and self-employed professionals like doctors, engineers, and CA/CS aged 24-70 with at least 3 years in their respective fields.

What is the monthly interest rate on an 80 lakh home loan at IndusInd Bank?

The monthly interest rate is approximately 0.7167%, based on an annual interest rate of 8.6%.