70 Lakh IndusInd Bank Home Loan

IndusInd Bank offers home loans worth Rs 70 Lakhs to individuals looking forward to stepping into their dream homeownership journey. With interest rates starting at just 8.35% per annum, the EMIs that need to be paid are flexible and budget-friendly. With loan tenures of up to 30 years, the applicant can transfer the remaining balance of their previous home loans, if any, to their IndusInd Bank at a lower interest rate. The applicant who is seeking an IndusInd Bank 70 Lakhs home loan to take the first step into their dream homeownership can continue reading further to learn the applicable EMI, eligibility, and the essential documents required.

Rs 70 Lakhs Home Loan IndusInd Bank – Highlights

Know the important details and highlights of the IndusInd Bank Rs 70 Lakhs home loan by referring to the table below:

Rs 70 Lakhs Home Loan EMI For 5 Years IndusInd Bank

For a tenure of 5 years, check the applicable EMI on the Rs 70 Lakhs home loan from IndusInd Bank:

Rs 70 Lakhs Home Loan EMI For 10 Years IndusInd Bank

For a 10-year term, review the applicable EMI for the Rs 70 Lakhs home loan from IndusInd Bank:

Rs 70 Lakhs Home Loan EMI For 15 Years IndusInd Bank

For a 15-year tenure, check the EMI applicable to the Rs 70 Lakhs home loan from IndusInd Bank:

Rs 70 Lakhs Home Loan EMI For 20 Years IndusInd Bank

For a 20-year term, find the applicable EMI for the Rs 70 Lakhs home loan from IndusInd Bank:

Rs 70 Lakhs Home Loan EMI For 25 Years IndusInd Bank

For a 25-year tenure, determine the applicable EMI for the Rs 70 Lakhs home loan from IndusInd Bank:

Rs 70 Lakhs IndusInd Bank Home Loan – Fees & Charges

The fees and charges of the Rs 70 Lakhs IndusInd Bank home loan are very straightforward.

Processing Charges can be a maximum of 1% of the loan amount. If anyone wants to pay upfront, the foreclosure charge is NIL for floating rates. The better part is that pre-payment charges are also NIL for floating rates. Bounce charges for cheque, SI, ECS, ACH, etc., are applicable at Rs 750 per instance.

Rs 70 Lakhs IndusInd Bank Home Loan – Documents Required

Ensure you have the necessary documents if you want to apply for a Rs 70 Lakhs IndusInd Bank home loan: a completed application form with a photograph, government-issued identity proof, the latest Form 16, ITR copy, or appointment letter, the latest three months’ salary slips or salary certificate, the most recent six months’ bank statement of your primary CA/SA/CC/OD account, and a processing fee cheque.

Rs 70 Lakhs IndusInd Bank Home Loan – Eligibility Criteria

Ensure you fit the eligibility criteria for a Rs 70 Lakhs IndusInd Bank home loan:

For salaried applicants

• Age – 24 to 60 years
• Minimum 3 years work experience

For Self-employed professionals (doctors, engineers, chartered accountants, company secretaries)

• Age range: 24 to 70 years
• Minimum of 3 years of professional experience

Self-employed non-professionals and individuals filing income tax returns (ITR)

• Age range: 24 to 65 years
• Minimum of 3 years of work experience