65 Lakh IndusInd Bank Home Loan

IndusInd Bank wants to make buying a home with a ₹65 lakh loan as easy as possible. Their home loan process is mainstream, and their interest rates are clear and linked to reliable outside sources. This means there are no surprises! Whether you're a first-time homebuyer or looking for a bigger space, IndusInd Bank can help.

Get in Touch for Home Loan Expert Advice

Connect with our Home Loan Advisor Now!

Personalized Home Loan solutions
Expert guidance
Application assistance
Credit score discussion
Home Loan Interest rate comparison

Full Name

+91Mobile No.

Choose City

You hereby consent to Urban Money being appointed as your authorised representative to receive your Credit Information from CIBIL for the purpose of Credit Risk Assessment. You hereby agree to terms and conditions.

Table of Content

1. 65 Lakh Home Loan IndusInd Bank Highlights

2. 65 Lakh Home Loan EMI For 5 Years IndusInd Bank

3. 65 Lakh Home Loan EMI For 10 Years IndusInd Bank

4. 65 Lakh Home Loan EMI For 15 Years IndusInd Bank

5. 65 Lakh Home Loan EMI For 20 Years IndusInd Bank

6. 65 Lakh Home Loan EMI For 25 Years IndusInd Bank

7. 65 Lakh IndusInd Bank Home Loan Fees And Charges

8. 65 Lakh IndusInd Bank Home Loan Documents Required

9. 65 Lakh IndusInd Bank Home Loan Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

65 Lakh Home Loan IndusInd Bank – Highlights

Here’s IndusInd Bank’s breakdown of their 65 lakh home loan offering:

Description	Details
Loan Amount	65 lakhs
Tenure	Up to 25 years
Processing Fee	Up to 1% of the Loan Amount
Prepayment Charges	NIL

65 Lakh Home Loan EMI For 5 Years IndusInd Bank

Estimate your EMI for a ₹65 lakh IndusInd Bank home loan at 8.6%:

Description	Details
Monthly EMI	Rs. 1,23,849
Overall Amount to Pay	Rs. 74,30,940
Number of EMIs	60 months

65 Lakh Home Loan EMI For 10 Years IndusInd Bank

₹65 lakh EMI at 8.6% with IndusInd Bank? We can help:

Description	Details
Monthly EMI	Rs. 83,641
Overall Amount to Pay	Rs. 1,00,36,920
Number of EMIs	120 months

65 Lakh Home Loan EMI For 15 Years IndusInd Bank

IndusInd Bank Home Loan: See your EMI for a ₹65 lakh loan at 8.6%.

Description	Details
Monthly EMI	Rs. 62,146
Overall Amount to Pay	Rs. 1,12,06,680
Number of EMIs	180 months

65 Lakh Home Loan EMI For 20 Years IndusInd Bank

8.6% Interest? Get your ₹65 lakh EMI with IndusInd Bank.

Description	Details
Monthly EMI	Rs. 57,985
Overall Amount to Pay	Rs. 1,73,95,500
Number of EMIs	300 months

65 Lakh Home Loan EMI For 25 Years IndusInd Bank

₹65 Lakh Dream Home? Calculate your EMI at 8.6% with IndusInd Bank.

Description	Details
Monthly EMI	Rs. 57,985
Overall Amount to Pay	Rs. 1,73,95,500
Number of EMIs	300 months

65 Lakh IndusInd Bank Home Loan – Fees And Charges

For a 65 lakh home loan from IndusInd Bank:

Interest Rate: Linked to External Benchmark (as per RBI guidelines)
Processing Charges: Up to 1% of Loan Amount
Initial Money Deposit: Up to Rs. 2500
Bounce Charges: Rs. 750 per instance (Cheque/SI/ECS/ACH etc.)
Penal Charges: 2% on overdue amount or Rs. 100, whichever is higher

65 Lakh IndusInd Bank Home Loan – Documents Required

Documents required for a 65 lakh home loan from IndusInd Bank include an application form with a photograph, valid identity, residence, and signature proof, latest Form 16/ITR copy, appointment letter, and latest 3 months’ salary slips/salary certificate, and latest 6 months bank statement of the main account.

65 Lakh IndusInd Bank Home Loan – Eligibility Criteria

Eligibility for a 65 lakh home loan from IndusInd Bank requires:

Salaried individuals aged 24-60 years with 3+ years of work experience.
Self-employed professionals (doctors, engineers, CA/CS) aged 24-70 years with 3+ years in their field.

Loans

Bank Wise Home Loan Eligibility Calculator

Frequently Asked Questions (FAQs)

What is the EMI for a 65 lakh home loan for 20 years at IndusInd Bank?

EMI for a 65 lakh home loan for 20 years at IndusInd Bank is Rs. 56,470.

Who is eligible for a 65 lakh home loan at IndusInd Bank?

Eligibility for a 65 lakh home loan at IndusInd Bank is for salaried individuals aged 24-60 with at least 3 years of employment history and self-employed professionals like doctors, engineers, and CA/CS aged 24-70 with 3 years in their profession.

What is the monthly interest rate on a 65 lakh home loan at IndusInd Bank?

The monthly interest rate of a 65 lakh home loan at IndusInd Bank is about 0.7167% per month.