5 Crore IndusInd Bank Home Loan

If you plan to buy an apartment in India’s thriving metro cities, IndusInd Bank has got your back with a 5 Crore home loan that meets all your needs in one go. Whether you are looking for a luxurious home or a spacious apartment, IndusInd Bank offers competitive interest rates, flexible repayment tenures, and various benefits to make your dream home a reality. With the 5 Crore home loan, you can expect quick processing, minimal documentation, and attractive tax benefits, ensuring a smooth and hassle-free experience.

Get in Touch for Home Loan Expert Advice

Connect with our Home Loan Advisor Now!

Personalized Home Loan solutions
Expert guidance
Application assistance
Credit score discussion
Home Loan Interest rate comparison

Full Name

+91Mobile No.

Choose City

You hereby consent to Urban Money being appointed as your authorised representative to receive your Credit Information from CIBIL for the purpose of Credit Risk Assessment. You hereby agree to terms and conditions.

Table of Content

1. 5 Crore Home Loan IndusInd Bank Highlights

2. 5 Crore Home Loan EMI for 5 years IndusInd Bank

3. 5 Crore Home Loan EMI for 10 years IndusInd Bank

4. 5 Crore Home Loan EMI for 15 years IndusInd Bank

5. 5 Crore Home Loan EMI for 20 years IndusInd Bank

6. 5 Crore Home Loan EMI for 25 years IndusInd Bank

7. 5 Crore IndusInd Bank Home Loan Fees and Charges

8. 5 Crore IndusInd Bank Home Loan Documents Required

9. 5 Crore IndusInd Bank Home Loan Eligibility Criteria [40 words]

Written By

Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

5 Crore Home Loan IndusInd Bank – Highlights

Below is the table showcasing the key highlights of the 5 Crore Home Loan IndusInd Bank:

Feature	Details
LTV Ratio	75% to 90%
Maximum Loan Tenure	Up to 30 years
Interest Rate	Rates starting at 8.35% p.a.
Processing Fees	Up to 1% of loan amount

5 Crore Home Loan EMI for 5 years IndusInd Bank

The EMI for an IndusInd Bank 5 Crore home loan for a tenure of 5 years at an interest rate of 8.35% per annum can be calculated to help you understand the financial commitment.

Tenure	Monthly EMI	Total Amount Payable
5 Years	₹1,02,064	₹6,12,38,445

5 Crore Home Loan EMI for 10 years IndusInd Bank

Calculating the EMI for an IndusInd Bank 5 Crore home loan over 10 years at an interest rate of 8.35% per annum can help you better plan your finances.

Tenure	Monthly EMI	Total Amount Payable
10 Years	₹61,943	₹7,43,33,038

5 Crore Home Loan EMI for 15 years IndusInd Bank

The EMI for an IndusInd Bank 5 Crore home loan with a 15-year tenure at an interest rate of 8.35% per annum helps you understand your long-term financial commitments.

Tenure	Monthly EMI	Total Amount Payable
15 Years	₹61,943	₹7,43,33,038

5 Crore Home Loan EMI for 20 years IndusInd Bank

The EMI for an IndusInd Bank 5 Crore home loan with a tenure of 20 years and an interest rate of 8.35% per annum clearly shows your financial obligations over two decades.

Tenure	Monthly EMI	Total Amount Payable
20 Years	₹43,198	₹10,36,74,952

5 Crore Home Loan EMI for 25 years IndusInd Bank

The EMI for an IndusInd Bank 5 Crore home loan with a 25-year tenure at an interest rate of 8.35% per annum is ideal for those seeking long-term financial planning.

Tenure	Monthly EMI	Total Amount Payable
25 Years	₹39,870	₹11,96,10,942

5 Crore IndusInd Bank Home Loan – Fees and Charges

Understanding the fees and charges associated with an IndusInd Bank 5 Crore home loan from IndusInd Bank is crucial for financial planning. Below is a table detailing the various fees and charges you may incur:

Fee Type	Amount
Processing Fees	1% of the loan amount or ₹10,000, whichever is higher
Prepayment Charges	Nil
Late Payment Penalty	2% per month on overdue amount

5 Crore IndusInd Bank Home Loan – Documents Required

You must submit specific documents to apply for a 5 Crore home loan from IndusInd Bank. These include:

Identity Proof (Aadhaar Card, PAN Card, Passport)
Address Proof (Utility Bill, Rent Agreement, Passport)
Income Proof (Salary Slips, Bank Statements, Income Tax Returns)
Property Documents (Sale Agreement, Title Deed)

5 Crore IndusInd Bank Home Loan – Eligibility Criteria [40 words]

Eligibility for a 5 Crore home loan from IndusInd Bank is determined based on several criteria. The key points include:

Age: 21 to 65 years
Employment: Salaried or self-employed
Minimum Income: ₹1 Lakh per month
CIBIL Score: 750 and above

Loans

Bank Wise Home Loan Eligibility Calculator

Frequently Asked Questions (FAQs)

What is the EMI for a 5 Crore Home Loan for 20 years in IndusInd Bank?

The EMI for a 5 Crore home loan for 20 years at an interest rate of 8.35% per annum is ₹43,198.

Who is eligible for a 5 Crore Home loan in IndusInd Bank?

Eligible are salaried or self-employed individuals aged 21 to 65 with a minimum monthly income of ₹1 Lakh and a CIBIL score of 750 and above.

What is the monthly interest rate of a 5 Crore home loan in IndusInd Bank?

The monthly interest rate for a 5 Crore home loan in IndusInd Bank is 0.6958%