45 Lakh IndusInd Bank Home Loan

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IndusInd Bank is a well-known bank known for its innovative financial products. They understand that buying a home is a big decision, especially if you're looking for a loan of ₹45 lakh. They offer various home loan options with competitive interest rates and flexible repayment plans to fit your needs.

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Table of Content

1. 45 Lakh Home Loan IndusInd Bank Highlights

2. 45 Lakh Home Loan EMI For 5 Years IndusInd Bank

3. 45 Lakh Home Loan EMI For 10 Years IndusInd Bank

4. 45 Lakh Home Loan EMI For 15 Years IndusInd Bank

5. 45 Lakh Home Loan EMI For 20 Years IndusInd Bank

6. 45 Lakh Home Loan EMI For 25 Years IndusInd Bank

7. 45 Lakh IndusInd Bank Home Loan Fees And Charges

8. 45 Lakh IndusInd Bank Home Loan Documents Required

9. 45 Lakh IndusInd Bank Home Loan Eligibility Criteria

Written By

Utsah Sharma

Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

45 Lakh Home Loan IndusInd Bank – Highlights

Below are the highlights of the 45 lakh home loan offered by IndusInd Bank:

Feature	Details
Tenure	Up to 25 years
Processing Fee	Up to 1% of the Loan Amount
Eligibility Criteria	Salaried and self-employed
Customer Service	Prompt assistance, various channels
Documentation Required	Minimum documentation

45 Lakh Home Loan EMI For 5 Years IndusInd Bank

Know how your EMI is going to pan out if you take a 45 lakh home loan with Induslnd Bank at an interest rate of 8.6%:

Description	Details
Monthly EMI	Rs. 85,332
Overall Amount to Pay	Total of Rs. 51,19,920
Number of EMIs	60 months

45 Lakh Home Loan EMI For 10 Years IndusInd Bank

See how your monthly payments (EMIs) would look with an IndusInd Bank 45 lakh home loan at 8.6% interest:

Description	Details
Monthly EMI	Rs. 52,352
Overall Amount to Pay	Total of Rs. 62,82,240
Number of EMIs	120 months

45 Lakh Home Loan EMI For 15 Years IndusInd Bank

Calculate your monthly payments (EMIs) for an IndusInd Bank 45 lakh home loan with an interest rate of 8.6%:

Description	Details
Monthly EMI	Rs. 44,517
Overall Amount to Pay	Rs. 80,13,060
Number of EMIs	180 months

45 Lakh Home Loan EMI For 20 Years IndusInd Bank

Want to understand your monthly payments for a 45 lakh home loan from IndusInd Bank at 8.6% interest? Let’s find out!

Description	Details
Monthly EMI	Rs. 39,182
Overall Amount to Pay	Rs. 93,96,780
Number of EMIs	240 months

45 Lakh Home Loan EMI For 25 Years IndusInd Bank

Unsure about your monthly commitment? Discover your EMI for a 45 lakh home loan from IndusInd Bank at 8.6% interest.

Description	Details
Monthly EMI	Rs. 36,189
Overall Amount to Pay	Rs. 1,08,56,700
Number of EMIs	300 months

45 Lakh IndusInd Bank Home Loan – Fees And Charges

Here are the fees and charges for a 45 lakh home loan from IndusInd Bank:

Interest Rate: Linked to External Benchmark
Processing Charges: Up to 1% of Loan Amount
Foreclosure and part pre-payment charges: NIL (Floating rate)
Other charges apply as per the bank’s schedule.

45 Lakh IndusInd Bank Home Loan – Documents Required

For a 45 lakh home loan from IndusInd Bank, you’ll need:

Application form with photograph
Valid identity, residence, and signature proof
Latest Form 16/ITR copy
Appointment letter and last three months’ salary slips/salary certificate
Latest 6 months’ bank statement of the main account

45 Lakh IndusInd Bank Home Loan – Eligibility Criteria

Eligibility for a 45 lakh home loan from IndusInd Bank requires salaried individuals aged 24-60 with at least 3 years of work experience and self-employed professionals like doctors, engineers, and CA/CS aged 24-70 with 3 years in their respective fields.

Frequently Asked Questions (FAQs)

What is the EMI for a 45 lakh Home Loan for 20 years in IndusInd Bank?

The EMI calculation would be around Rs. 39,912 at an 8.6% interest rate for 20 years.

Who is eligible for a 45 lakh Home loan in IndusInd Bank?

Salaried individuals aged 24-60 years with at least 3 years of work experience, and self-employed professionals like doctors, engineers, CA/CS aged 24-70 years with 3 years of professional experience.

What is the monthly interest rate of a 45 lakh home loan in IndusInd Bank?

Around 0.7167% per month (based on an annual interest rate of 8.6%).

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