4 Crore IndusInd Bank Home Loan

Owning a home as big and luxurious as you have dreamed of can be difficult. It also seems impossible to bring such a dream to life without external financial support. This is where the IndusInd Bank 4 crore home loan comes into play, aiming to address the typical challenges of buying high-value residential properties. The bank ensures eligible applicants can expect the best deal available in the market, featuring rock-bottom interest rates, personalised repayment plans, and quick fund disbursement. However, there are certain factors you should know before submitting your loan application. These may include a 4 crore home loan EMI from IndusInd Bank, eligibility criteria, required documents, and other associated fees. Let’s get started!

4 Crore IndusInd Bank Home Loan – Highlights 

Following are the IndusInd Bank home loan interest rate for 4 crore and other key features:

4 Crore IndusInd Bank Home Loan EMI for 5 Years 

The following is the applicable 4 crore home loan EMI in IndusInd Bank with a tenure of 5 years:

4 Crore IndusInd Bank Home Loan EMI for 10 Years 

The following is the applicable 4 crore home loan EMI for 10 years from the IndusInd Bank:

4 Crore IndusInd Bank Home Loan EMI for 15 Years

The following is the applicable IndusInd Bank home loan of 4 crore EMI with a tenure of 15 years:

4 Crore IndusInd Bank Home Loan EMI for 20 Years 

The following is the applicable 4 crore home loan EMI for 20 years from the IndusInd Bank:

4 Crore IndusInd Bank Home Loan EMI for 25 Years 

The following is the applicable 4 crore home loan EMI in IndusInd Bank with a tenure of 25 years:

4 Crore IndusInd Bank Home Loan – Fees and Charges 

Following are the fees and charges you should be aware of in addition to the IndusInd Bank home loan interest rate of 4 crore:

4 Crore IndusInd Bank Home Loan – Documents Required

Following are the required documents for an IndusInd Bank 4 crore home loan:

• KYC Documents: Aadhar card, PAN card, passport, driving license, or election ID. 
• Financial Documents: Latest Form 16, income tax report, appointment letter, and the past three months’ salary slips. 
• Business Documents: Both business and individual income tax returns (ITR) and CA-audited financials from the last two years (applicable to self-employed individuals).
• Additional Documents: Completed application form, passport-sized photographs, a cheque for processing fee, and last 6-month bank account statement.

4 Crore IndusInd Bank Home Loan – Eligibility Criteria 

Following are the 4 crore home loan eligibility in IndusInd Bank:

• Age: You should be aged between 24 and 70 years old.
• Income: A stable income source sufficient to cover loan repayments is necessary.
• Work Experience: At least 3 years of employment or business continuity is required.
• Credit Score: A strong repayment history and a favourable credit score are essential.
• Nationality: You should be an Indian citizen.