35 Lakh IndusInd Bank Home Loan

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IndusInd Bank is one of the major private sector banks in India. It offers various housing loans suitable for different customer needs. The IndusInd Bank 35 Lakh home loan is an attractive housing loan scheme provided by the bank, designed to help individuals fulfill their dream of owning a home. This loan scheme comes with competitive interest rates, flexible repayment options, and additional benefits to make the home-buying process more affordable and convenient for borrowers.

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Table of Content

1. 35 Lakh Home Loan IndusInd Bank Highlights

2. 35 Lakh home loan EMI for 5 years IndusInd Bank

3. 35 Lakh home loan EMI for 10 years IndusInd Bank

4. 35 Lakh home loan EMI for 15 years IndusInd Bank

5. 35 Lakh home loan EMI for 20 years IndusInd Bank

6. 35 Lakh home loan EMI for 25 years IndusInd Bank

7. 35 Lakh IndusInd Bank home loan Fees and Charges

8. 35 Lakh IndusInd Bank home loan Documents Required

9. 35 Lakh IndusInd Bank home loan Eligibility Criteria

Written By

Utsah Sharma

Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

35 Lakh Home Loan IndusInd Bank – Highlights

Highlights of the IndusInd Bank 35 Lakh home loan are listed below:

Feature	Details
LTV Ratio	75% to 90%
Maximum Loan Tenure	Up to 30 years
Interest Rate	Rates starting at 8.35% p.a.
Processing Fees	Up to 1% of loan amount

35 Lakh home loan EMI for 5 years IndusInd Bank

For a loan amount of ₹35 Lakh with an interest rate of 8.35% per annum, the EMI calculation for a tenure of 10 years is as follows:

Tenure	Monthly EMI	Total Amount Payable
5 Years	71,582	42,94,923

35 Lakh home loan EMI for 10 years IndusInd Bank

For a loan amount of ₹35 Lakh with an interest rate of 8.35% per annum, the EMI calculation for a tenure of 10 years is as follows:

Tenure	Monthly EMI	Total Amount Payable
10 Years	43,437	52,12,464

35 Lakh home loan EMI for 15 years IndusInd Bank

For a loan amount of ₹35 Lakh with an interest rate of 8.35% per annum, the EMI calculation for a tenure of 15 years is as follows:

Tenure	Monthly EMI	Total Amount Payable
15 Years	34,235	61,62,287

35 Lakh home loan EMI for 20 years IndusInd Bank

For a loan amount of ₹35 Lakh with an interest rate of 8.35% per annum, the EMI calculation for a tenure of 20 years is as follows:

Tenure	Monthly EMI	Total Amount Payable
20 Years	30,019	72,04,634

35 Lakh home loan EMI for 25 years IndusInd Bank

For a loan amount of ₹35 Lakh with an interest rate of 8.35% per annum, the EMI calculation for a tenure of 25 years is as follows:

Tenure	Monthly EMI	Total Amount Payable
25 Years	27,766	83,31,110

35 Lakh IndusInd Bank home loan – Fees and Charges

IndusInd Bank 35 Lakh home loan charges various fees, including processing and other charges. Below are the details:

Fee Type	Amount
Processing Fees	1% of the loan amount or ₹10,000, whichever is higher
Prepayment Charges	Nil
Late Payment Penalty	2% per month on overdue amount

35 Lakh IndusInd Bank home loan – Documents Required

Documents required for applying for the 35 Lakh IndusInd Bank home loan are listed below:

Aadhaar Card, PAN Card, Passport
Utility Bill, Rent Agreement, Passport
Salary Slips, Bank Statements, Income Tax Returns (ITR)
Sale Deed, Property Tax Receipts

35 Lakh IndusInd Bank home loan – Eligibility Criteria

Here are the eligibility criteria for qualifying for the 35 Lakh IndusInd Bank home loan:

Age: 21 to 60 years for salaried, up to 65 years for self-employed
Employment: Salaried or self-employed with a stable income
Credit Score: Minimum 700
Income: Minimum monthly income of ₹25,000

Frequently Asked Questions (FAQs)

What is the EMI for a 35 Lakh Home Loan for 20 years in IndusInd Bank?

The EMI for a 35 Lakh home loan for 20 years at an interest rate of 8.35% per annum is ₹30,019.

Who is eligible for a 35 Lakh Home loan in IndusInd Bank?

Salaried and self-employed individuals between the ages of 21 and 60 are eligible.

What is the monthly interest rate of a 35 Lakh home loan in IndusInd Bank?

The monthly interest rate for a 35 Lakh home loan in IndusInd Bank starts at approximately 0.696%

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