90 Lakh Indian Bank Home Loan

Indian Bank’s home loan of ₹90 lakh is a perfect option for those looking to buy or build their dream home. This loan is available to salaried individuals, self-employed professionals, and pensioners with flexible eligibility. The repayment period can extend up to 30 years, offering you plenty of time to comfortably manage your finances. If you are looking forward to buying a new home, constructing your own plot, or even renovating, this loan covers many housing needs. Indian Bank’s competitive interest rates and personalised repayment options make it easier to turn your home ownership plans into reality. Secure your future home with the trusted support of Indian Bank!

Key Highlights – 90 Lakh Indian Bank Home Loan

Indian Bank’s 90 Lakh Home Loan offers competitive interest rates, flexible repayment terms, and up to 90% financing of the property value.

Checkout the table below for a comprehensive understanding of its offering:

5 Years EMI – 90 Lakh Indian Bank Home Loan

So, how would your EMI look for a 90 lakh Indian Bank home loan for 5 years? Check below:

10 Years EMI – 90 Lakh Indian Bank Home Loan

Interested in the 90 lakh Indian Bank home loan for 10 years? Take a look at the EMI below:

15 Years EMI – 90 Lakh Indian Bank Home Loan

The EMI for a 15-year duration at an annual interest rate of 9.15% for a 90 lakh Indian Bank home loan will be as follows:

20 Years EMI – 90 Lakh Indian Bank Home Loan

Your 20-year EMI with Indian Bank’s 90 lakh home loan will look like the following:

25 Years EMI – 90 Lakh Indian Bank Home Loan

Curious to know about the EMI you will accrue on a 25-year Indian Bank home loan of 90 lakh? Here’s the breakdown:

90 Lakh Indian Bank Home Loan – Fees & Charges

Before availing of the 90 lakh Indian Bank home loan, it’s important to know the fees and charges associated with it.

90 Lakh Indian Bank Home Loan Documents Required

While eligibility matters, having the exact documents is also crucial to availing of the 90 lakh home loan from Indian Bank.

90 Lakh Indian Bank Home Loan – Eligibility Criteria

To avail of the 90 lakh Indian Bank home loan, see if you meet the following eligibility criteria:

• The minimum entry age required is 18 years.
• For salaried individuals, 3 months’ salary slips and two years of total work experience are required (applicable for those working in MNCs or reputed companies).
• Non-salaried individuals must have a minimum of 3 years of work experience.
• Pensioners must have sufficient income to repay the loan.
• If the gross annual income is up to ₹15 lakhs, the take-home income should be at least 40% of the gross income.
• If the gross annual income exceeds ₹15 lakhs, the net take-home pay should be at least ₹50,000 per month.