IndiaBulls Home Loan for Salaried Person

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Indiabulls home loan for salaried persons simplifies homeownership for steady income earners. This loan caters to employees from various sectors, offering competitive rates and flexible repayments aligned with monthly salaries. If you plan to buy, build, or renovate a home, Indiabulls offers financial help that fits your budget.

The streamlined application process is largely digital, minimises paperwork and expedites approval times. This makes it convenient for busy professionals to manage their housing finance needs without disrupting their schedules. Moreover, the bank offers attractive features such as low processing fees and no hidden charges, making it a transparent and cost-effective option for salaried borrowers. We provide a detailed overview of Indiabulls home loan for salaried employees. Scroll down to learn more!

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Table of Content

1. Indiabulls Home Loan for Salaried Person Highlights

2. Indiabulls Home Loan for Salaried Person Fees and Charges

3. Indiabulls Home Loan for Salaried Person Documents Required

4. Indiabulls Home Loan for Salaried Person Eligibility Criteria

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Written By
Thejus KS
Thejus KS
A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.
Reviewed By
Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

Indiabulls Home Loan for Salaried Person – Highlights

Let’s examine the key parameters of Indiabulls home loan for salaried persons:

Interest rate 9.75% p.a. onwards 
Loan Amount As per your property value 
Loan Tenure Up to 30 years
Eligibility  Bank employees who receive a regular monthly salary 

Indiabulls Home Loan for Salaried Person – Fees and Charges

Following are the fees and charges of an Indiabulls home loan for salaried employees:

Fee/Charge Amount
Processing fee 0.50% of the loan amount
Prepayment charges  2% of the prepayment amount 
Late payment charges 24% p.a. on the default EMI
Repayment Mode/ Account Swap charges ₹500
Valuation and Legal fees ₹2,500
Stamp Duty As per actual

Indiabulls Home Loan for Salaried Person – Documents Required

The Indiabulls home loan documents for salaried persons are as follows:

KYC Documents  Aadhaar card, PAN card, passport, driving license, or election ID.
Income Documents Salary slips, Form 16, IT returns, bank statements, etc.
Property Documents Sale deed, transfer of ownership, no objection certificate, land tax paid receipt, possession certificate, etc. 
Additional Documents A duly filled application form, passport-sized photographs, and processing fee cheque. 

Indiabulls Home Loan for Salaried Person – Eligibility Criteria

The Indiabulls home loan eligibility criteria for salaried persons are as follows:

Age Limit 21 – 65 years old
Employment Type Salaried individuals who receive a regular monthly salary
Income Requirement  ₹15,000 per month or higher
Work Experience  Minimum of 2 year
Credit Score Preferably 700 or above
Residential Status Either residents of India or Non-Resident Indians (NRIs)

Frequently Asked Questions (FAQs)

What is the repayment term for Indiabulls home loan for a salaried person?

The maximum repayment term for an Indiabulls home loan for salaried individuals can extend up to 30 years.

What is the minimum age for Indiabulls home loan to a salaried person?

21 years is the minimum age for an Indiabulls home loan to a salaried person. 

What is the tenure limit for Indiabulls home loan to salaried people?

The tenue limit for Indiabulls home loan to salaried people is up to 30 years.

What is the minimum and maximum Indiabulls home loan amount for a salaried person?

The eligible loan amount for an Indiabulls home loan can depend on various factors, including your property price, financial profile, and creditworthiness. 

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