60 Lakh IDFC First Bank Home Loan

A home loan is an essential financial support that helps people buy their dream home without paying everything upfront. IDFC FIRST Bank, a major financial institution formed by the merger of IDFC Bank and Capital First, understands this need and offers home loans that are easy to access and customer-friendly. The bank focuses on smooth borrowing with its advanced online services. With competitive interest rates and clear terms, IDFC FIRST Bank is a reliable choice for many homebuyers.

60 Lakh Home Loan IDFC First Bank – Highlights

Key highlights for a ₹60 lakh home loan from IDFC FIRST Bank:

60 Lakh Home Loan EMI For 5 Years IDFC First Bank

Here we have summarised the details for a ₹60 lakh home loan from IDFC FIRST Bank over a 5-year tenure:

60 Lakh Home Loan EMI For 10 Years IDFC First Bank

Check out the EMI details of ₹60 lakh home loan by IDFC FIRST Bank:

60 Lakh Home Loan EMI For 15 Years IDFC First Bank

Below is a summary of a ₹60 lakh home loan EMI from IDFC FIRST Bank over a 15-year tenure:

60 Lakh Home Loan EMI For 20 Years IDFC First Bank

 Here are the EMI details of ₹60 lakh home loan from IDFC FIRST Bank over a 20-year tenure:

60 Lakh Home Loan EMI For 25 Years IDFC First Bank

Below are the key details for a ₹60 lakh home loan from IDFC FIRST Bank with a 25-year tenure:

60 Lakh IDFC First Bank Home Loan – Fees And Charges

For a ₹60 lakh home loan from IDFC FIRST Bank, the fees and charges include:

• Processing fee: 0.5% to 1% of the loan amount.
• No prepayment charges on floating-rate loans.
• Late payment penalties.
• Legal and technical verification fees.
• Documentation charges.

60 Lakh IDFC First Bank Home Loan – Documents Required

For a ₹60 lakh home loan from IDFC FIRST Bank, you’ll need these documents:

• ID proof like Aadhar, Passport, PAN, or Voter ID.
• Address proof such as utility bills, Aadhar, Passport, or Rent Agreement.
• Provide proof of income, such as recent salary slips, IT returns, or bank statements.
• Employment proof is like an employment letter for salaried individuals.
• Property papers, including the sale agreement and NOC from the builder.
• Recent passport-sized photos.

60 Lakh IDFC First Bank Home Loan – Eligibility Criteria

To be eligible for a ₹60 lakh home loan from IDFC FIRST Bank, applicants must have a stable income, a good credit history, and meet the bank’s specific age and employment criteria. Both salaried and self-employed individuals with consistent financial stability can apply.