35 Lakh IDFC First Bank Home Loan

IDFC FIRST Bank is a prominent financial institution known for its innovative banking solutions and customer-centric approach. The bank was formed by the merger of IDFC Bank and Capital First, bringing together a wealth of experience in retail and corporate banking. Committed to delivering exceptional service, IDFC FIRST Bank offers a range of financial products, including home loans tailored to meet the diverse needs of its customers. With a strong focus on technology and digital banking, the bank ensures a seamless experience for borrowers. Its competitive rates and transparent processes make it a trusted choice for many.

35 Lakh Home Loan IDFC First Bank – Highlights

Here’s a table highlighting key details for a ₹35 lakh home loan from IDFC FIRST Bank:

35 Lakh Home Loan EMI For 5 Years IDFC First Bank

The outline of ₹35 lakh home loan from IDFC FIRST Bank over a 5-year tenure:

35 Lakh Home Loan EMI For 10 Years IDFC First Bank

Here are the details of ₹35 lakh home loan from IDFC FIRST Bank for 10 years:

35 Lakh Home Loan EMI For 15 Years IDFC First Bank

The below table summarises the details for a ₹35 lakh home loan from IDFC FIRST Bank over a 15-year tenure:

35 Lakh Home Loan EMI For 20 Years IDFC First Bank

A ₹35 lakh home loan from IDFC FIRST Bank over 20 years results in a monthly EMI of:

35 Lakh Home Loan EMI For 25 Years IDFC First Bank

Here are the details for a ₹35 lakh home loan from IDFC FIRST Bank over 25 years:

35 Lakh IDFC First Bank Home Loan – Fees And Charges

For a ₹35 lakh home loan from IDFC FIRST Bank, fees include a processing fee of 0.5% to 1% of the loan amount, legal and technical verification charges, documentation fees, and possible late payment penalties.

35 Lakh IDFC First Bank Home Loan – Documents Required

For a ₹35 lakh home loan from IDFC FIRST Bank, you’ll need ID proof, address proof, income proof, employment details, property documents, and recent photos. Additional documents may be required based on your profile and the loan conditions.

35 Lakh IDFC First Bank Home Loan – Eligibility Criteria

Applicants must meet several criteria to be eligible for a ₹35 lakh home loan from IDFC FIRST Bank. Below is a list of key eligibility requirements:

• Stable Income: Applicants must have a regular and stable source of income.
• Good Credit History: A strong credit score is essential to demonstrate financial responsibility.
• Age Criteria: Applicants must meet the bank’s specific age requirements.
• Employment Status: Both salaried and self-employed individuals are eligible, provided they have consistent employment or business income.
• Financial Stability: Applicants should be able to prove financial stability to meet loan repayment obligations.