25 Lakh IDFC First Bank Home Loan

If you plan to buy your dream home with a loan of ₹25 lakhs, IDFC FIRST Bank offers an excellent solution. With loan tenures extending up to 30 years, you can manage your repayment plan to meet your financial needs. The bank provides competitive home loan interest rates, making the Rs 25 lakh EMI affordable. Additionally, IDFC FIRST Bank offers a fully digital application process, ensuring quick approvals and minimal paperwork. You can calculate the EMI using their online tool, allowing you to explore options like 10- or 20-year tenures. This guide will get you through everything you need to know about securing a Rs 25 lakh home loan with IDFC FIRST Bank. This includes eligibility criteria, interest rates, and EMI calculations for various tenures.

Key Highlights of 25 Lakh IDFC First Bank Home Loan

Following are the key highlights of the 25 lakh IDFC First Bank home loan:

5 Years EMI – 25 Lakh IDFC First Bank Home Loan

Check the table below to study the EMI that needs to be paid if a 25 lakh IDFC First Bank home loan is availed for 5 years at 9.20%:

10 Years EMI – 25 Lakh IDFC First Bank Home Loan

The table below illustrates the monthly EMI required for a 25 lakh IDFC First Bank home loan, taken for 10 years at an annual interest rate of 9.20%.

15 Years EMI – 25 Lakh IDFC First Bank Home Loan

The table below calculates the monthly EMI on a 25 lakh home loan from IDFC First Bank for a 15-year tenure at an interest rate of 9.20% per year.

20 Years EMI – 25 Lakh IDFC First Bank Home Loan

Refer to the table below to view the monthly EMI payments on a 25 lakh IDFC First Bank home loan over 20 years, based on a 9.20% yearly interest rate.

25 Years EMI – 25 Lakh IDFC First Bank Home Loan

The table below shows the monthly EMI on a ₹25 lakh IDFC First Bank home loan with a 25-year tenure and an annual interest rate of 9.20%.

IDFC First Bank 25 Lakh Home Loan – Fees & Charges

Following are the applicable fees & charges on a 25 lakh IDFC First Bank home loan:

Important Documents for a 25 Lakh IDFC First Bank Home Loan

The table below shows the important documents for a 25 lakh IDFC First Bank home loan:

25 Lakhs IDFC First Bank Home Loan – Eligibility Criteria

The eligibility criteria to avail of a 25 lakh IDFC First Bank home loan are given below:

For Self-Employed Individuals:

• Must be a Resident Indian.
• Age between 23 and 70 years.
• At least 4 years of running the business.
• Minimum annual income of ₹1.5 lakh.
• Loan tenure: 12 to 300 months.

For Salaried Individuals:

• Applicable to both Resident and Non-Resident Indians.
• Age between 21 and 60 years.
• Minimum of 3 years of work experience.
• Minimum annual income of ₹1 lakh.
• Loan tenure: 12 to 360 months.