2 Crore IDFC First Bank Home Loan

The 2 Crore Home Loan from IDFC FIRST Bank is one of the best financial tools in the market, assuring low monthly EMIs and flexible repayment plans. Urban Money respects the traditional family values of India and knows how important purchasing a house for your loved ones can be; that is why we are guiding you with the IDFC FIRST Bank’s 2 Crore Home Loan. This loan is accessible to all salaried and self-employed individuals, who can easily repay it in 30-year instalments.

With easy benefits like quick digital approvals and less documentation required, this loan is perfect for people looking for houses in well-reputed societies or localities and demanding low processing fees. The interest rate fees for the same start at 8.85% and can vary according to the applicant's CIBIL score. You will find more information about this loan in this guide - such as its eligibility criteria and key features.

Key Highlights of 2 Crore IDFC First Bank Home Loan

These key features of the IDFC FIRST Bank’s 2 Crore Home Loan will impact your financial planning in the long run include:

2 Crore Home Loan EMI for 5 Years IDFC FIRST Bank

Over five years, the EMI and total interest payable for a 2 Crore home loan from IDFC FIRST Bank amount to approximately:

2 Crore Home Loan EMI for 10 Years IDFC FIRST Bank

Here is the EMI estimate for a 2 Crore home loan from IDFC FIRST Bank, with a 10-year tenure at a minimum interest rate of 8.85%.

2 Crore Home Loan EMI for 15 Years IDFC FIRST Bank

At an interest rate of 8.85%, the estimated EMI and total interest payable for a 2 Crore home loan from IDFC FIRST Bank with a 15-year tenure amount to approximately:

2 Crore Home Loan EMI for 20 Years IDFC FIRST Bank

The table below presents the estimated EMI for an ₹2 Crore home loan from IDFC FIRST Bank over a 20-year tenure.

2 Crore Home Loan EMI for 25 Years IDFC FIRST Bank

If you want to repay your ₹2 Crore home loan from IDFC FIRST Bank within 25 years, here are your EMI estimates and total interest payable:

2 Crore IDFC First Bank Home Loan – Fees

The following fees are applicable for a ₹2 Crore home loan from IDFC FIRST Bank –

2 Crore IDFC First Bank Home Loan – Documents Required

Some of the documents that you will have to submit while applying for a ₹2 Crore home loan from IDFC FIRST Bank are:

For Salaried Applicants:

For Self-Employed Applicants:

Property Documentation:

2 Crore IDFC First Bank Home Loan – Eligibility Criteria

The eligibility criteria for a ₹2 Crore home loan from IDFC FIRST Bank are:

Self-Employed Individuals

Salaried Individuals