75 Lakh IDBI Bank Home Loan

IDBI Bank, one of the leading private banks in India, offers home loan schemes to home-buying aspirants who need urgent funds to purchase their dream home. The interest rates are comparatively low and attractive, starting at just 8.45% per annum. Borrowers can benefit from pocket-friendly EMIs and longer repayment tenure. IDBI Bank's 75 Lakhs Home Loan scheme ensures quick disbursement of funds after home loan approval and complete transparency throughout the process. Are you looking for an instant 75 Lakhs home loan and want to ensure whether you fit the eligibility or not? Continue reading further!

75 Lakhs Home Loan IDBI Bank – Highlights

Consider reading the important highlights of the IDBI Bank 75 Lakhs home loan if you need instant funds:

75 Lakhs IDBI Bank Home Loan EMI For 5 Years

Check the applicable EMI on your 75 Lakhs home loan at a minimum interest rate of 8.45% per anum over a tenure of 5 years:

75 Lakhs IDBI Bank Home Loan EMI For 10 Years

Calculate the EMI for your 75 Lakhs home loan at a minimum interest rate of 8.45% annually if availed at a loan tenure of 10 years:

75 Lakhs IDBI Bank Home Loan EMI For 15 Years

If you avail an IDBI Bank home loan worth 75 lakhs, the following will be your applicable EMI over the tenure of 15 years:

75 Lakhs IDBI Bank Home Loan EMI For 20 Years

Over a tenure of 20 years, the following EMI will have to be paid if availed of an IDBI Bank 75 Lakhs home loan:

75 Lakhs IDBI Bank Home Loan EMI For 25 Years

Calculate the EMI for your 75 Lakhs home loan with a minimum interest rate of 8.45% per annum over a 25-year tenure.

75 Lakhs IDBI Bank Home Loan – Fees & Charges

Here are the fees and charges for obtaining a 75 lakhs home loan from IDBI Bank:

• Processing Fee: Between Rs 5,000 to Rs 16,000
• Inward Balance Transfers: No charge

75 Lakhs IDBI Bank Home Loan – Documents Required

It is important to have the following documents if you wish to apply for an IDBI Bank 75 Lakhs home loan:

• Applicant form with your photograph pasted on it
• Identity proof in the form of Aadhar Card, PAN Card, Driving License, etc
• Residential proof
• Previous months’ bank statements to prove income source

75 Lakhs IDBI Bank Home Loan – Eligibility Criteria

The eligibility criteria that an applicant must meet to apply for the 75 Lakhs IDBI Bank home loan are as follows:

Eligible Age For Salaried Employees:

• Minimum age to apply: 22 years
• Maximum age at loan maturity: 70 years or retirement age

Eligible Age for Self-employed Professionals and Non-professionals:

• Minimum age to apply: 25 years

Maximum age at loan maturity: 65 years or retirement age