65 Lakh IDBI Bank Home Loan

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IDBI Bank offers an appealing home loan option to cater to the diverse financial needs of its customers. With flexible terms, competitive interest rates, and substantial loan amounts, IDBI Bank’s home loans are designed to support salaried and self-employed individuals in their quest to own a home. IDBI Bank 65 lakh home loan covers a significant percentage of the property’s market value and provides a long repayment tenure, ensuring ease and convenience for borrowers.

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Table of Content

1. 65 Lakh Home Loan IDBI Bank Highlights

2. 65 Lakh Home Loan EMI for 5 Years IDBI Bank

3. 65 Lakh Home Loan EMI for 10 Years IDBI Bank

4. 65 Lakh Home Loan EMI for 15 Years IDBI Bank

5. 65 Lakh Home Loan EMI for 20 Years IDBI Bank

6. 65 Lakh Home Loan EMI for 25 Years IDBI Bank

7. 65 Lakh IDBI Bank Home Loan Fees and Charges

8. 65 Lakh IDBI Bank Home Loan Documents Required

9. 65 Lakh IDBI Bank Home Loan Eligibility Criteria

Written By

Hepson Franklin

Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

65 Lakh Home Loan IDBI Bank – Highlights

Below are the key highlights of the 65 Lakh Home Loan from IDBI Bank:

Feature	Details
Interest Rate	9.10% p.a. onwards
Loan Amount	Up to 90% of the market value of the property
Processing Fees	0.50% of the loan amount
Max Tenure	30 Years

65 Lakh Home Loan EMI for 5 Years IDBI Bank

For a tenure of 5 years, the EMI for a 65 lakh home loan from IDBI Bank, considering an interest rate of 9.10% per annum, is as follows:

Tenure	Monthly EMI	Total Amount Payable
5 Years	₹1,35,221	₹81,13,260

65 Lakh Home Loan EMI for 10 Years IDBI Bank

For those opting for a 10-year tenure, the EMI for a 65 lakh home loan from IDBI Bank, with an interest rate of 9.10% per annum, is outlined below:

Tenure	Monthly EMI	Total Amount Payable
10 Years	₹82,409	₹98,89,080

65 Lakh Home Loan EMI for 15 Years IDBI Bank

When choosing a tenure of 15 years, the EMI for a 65 lakh home loan from IDBI Bank at an interest rate of 9.10% is provided here:

Tenure	Monthly EMI	Total Amount Payable
15 Years	₹66,608	₹1,19,89,440

65 Lakh Home Loan EMI for 20 Years IDBI Bank

For a tenure of 20 years, the EMI for a 65 lakh home loan from IDBI Bank, at an interest rate of 9.10% per annum, is as follows:

Tenure	Monthly EMI	Total Amount Payable
20 Years	₹58,131	₹1,39,51,285

65 Lakh Home Loan EMI for 25 Years IDBI Bank

Opting for a 25-year tenure, the EMI for a 65 lakh home loan from IDBI Bank, considering an interest rate of 9.10% per annum, is detailed below:

Tenure	Monthly EMI	Total Amount Payable
25 Years	₹54,278	₹1,62,83,850

65 Lakh IDBI Bank Home Loan – Fees and Charges

The fees and charges associated with the 65 lakh IDBI Bank home loan include:

Fee Type	Amount
Processing Fees	0.50% of the loan amount
Penal Interest charges on Overdue	5% Per Annum
Foreclosure Charges	No pre-payment

65 Lakh IDBI Bank Home Loan – Documents Required

The documents required for a 65 lakh home loan from IDBI Bank include:

Identity Proof
Address Proof
Income Proof
Property Documents

65 Lakh IDBI Bank Home Loan – Eligibility Criteria

The eligibility criteria for a 65 lakh home loan from IDBI Bank are as follows:

Applicant must be a resident of India
Age between 21 to 65 years
Stable income source

Frequently Asked Questions (FAQs)

What is the EMI for a 65 lakh Home Loan for 20 years in IDBI Bank?

The EMI for a 65 lakh home loan for a 20-year tenure in IDBI Bank at an interest rate of 9.10% per annum is ₹58,131.

Who is eligible for a 65 lakh Home loan in IDBI Bank?

Individuals who are residents of India, aged between 21 to 65 years, with a stable income source, are eligible for a 65 lakh home loan in IDBI Bank.

What is the monthly interest rate of a 65 lakh home loan in IDBI Bank?

The monthly interest rate for a 65 lakh home loan in IDBI Bank is approximately 0.758% (which translates to 9.10% per annum).

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