2 Crore IDBI Bank Home Loan

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IDBI Bank is one of the trusted banking partners in India's economic landscape, providing a wide range of attractive offerings to its customers. Among these offerings is the IDBI Bank 2 crore home loan, designed to assist individuals in purchasing their dream homes. This loan comes with competitive interest rates, flexible repayment options, and other benefits, ensuring a seamless and efficient home-buying experience.

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Table of Content

1. 2 Crore Home Loan IDBI Bank Highlights

2. 2 Crore Home Loan EMI for 5 Years IDBI Bank

3. 2 Crore Home Loan EMI for 10 Years IDBI Bank

4. 2 Crore Home Loan EMI for 15 Years IDBI Bank

5. 2 Crore Home Loan EMI for 20 Years IDBI Bank

6. 2 Crore Home Loan EMI for 25 Years IDBI Bank

7. 2 Crore IDBI Bank Home Loan Fees and Charges

8. 2 Crore IDBI Bank Home Loan Documents Required

9. 2 Crore IDBI Bank Home Loan Eligibility Criteria

Written By

Kirti Bansal

Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.

Reviewed By

Piyush Bothra

Chief Financial Officer, Square Yards

Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

2 Crore Home Loan IDBI Bank – Highlights

The key features of the 2 crore home loan from IDBI Bank are summarised below:

Feature	Details
Interest Rate	9.10% p.a. onwards
Loan Amount	Up to 90% of the market value of the property
Processing Fees	0.50% of the loan amount
Max Tenure	30 Years

2 Crore Home Loan EMI for 5 Years IDBI Bank

If you opt for a 2 crore home loan from IDBI Bank at an interest rate of 9.10% per annum, the EMI over a 5-year tenure would be:

Tenure	Monthly EMI	Total Amount Payable
5 Years	₹4,15,862	₹2,49,51,720

2 Crore Home Loan EMI for 10 Years IDBI Bank

For a 2 crore home loan with IDBI Bank, at an interest rate of 9.10% per annum and a 10-year tenure, the EMI would be as follows:

Tenure	Monthly EMI	Total Amount Payable
10 Years	₹2,53,575	₹3,04,29,000

2 Crore Home Loan EMI for 15 Years IDBI Bank

Considering a 2 crore home loan from IDBI Bank at an interest rate of 9.10% per annum, the EMI over a 15-year tenure is calculated as:

Tenure	Monthly EMI	Total Amount Payable
15 Years	₹2,05,264	₹3,69,47,520

2 Crore Home Loan EMI for 20 Years IDBI Bank

For a 2 crore home loan from IDBI Bank with an interest rate of 9.10% per annum, the EMI over a 20-year tenure would be:

Tenure	Monthly EMI	Total Amount Payable
20 Years	₹1,81,235	₹4,35,16,800

2 Crore Home Loan EMI for 25 Years IDBI Bank

Opting for a 2 crore home loan from IDBI Bank with an interest rate of 9.10% per annum, the EMI for a tenure of 25 years would be:

Tenure	Monthly EMI	Total Amount Payable
25 Years	₹1,69,215	₹5,07,64,500

2 Crore IDBI Bank Home Loan – Fees and Charges

The associated fees and charges for a 2 crore home loan from IDBI Bank include:

Fee Type	Amount
Processing Fees	0.50% of the loan amount
Penal Interest charges on Overdue	5% Per Annum
Foreclosure Charges	No pre-payment

2 Crore IDBI Bank Home Loan – Documents Required

The documents required for a 2 crore home loan from IDBI Bank include:

Identity Proof (Aadhaar, PAN Card)
Address Proof (Utility Bills, Passport)
Income Proof (Salary Slips, ITR)
Property Documents

2 Crore IDBI Bank Home Loan – Eligibility Criteria

The eligibility criteria for a 2 crore home loan from IDBI Bank are as follows:

Applicant must be a resident of India
Age between 21 to 65 years
Stable income source

Frequently Asked Questions (FAQs)

What is the EMI for a 2 crore Home Loan for 20 years in IDBI Bank?

The EMI for a 2 crore home loan from IDBI Bank for a tenure of 20 years, with an interest rate of 9.10%, is ₹1,81,235.

Who is eligible for a 2 crore Home loan in IDBI Bank?

Eligibility criteria include being a resident of India, aged between 21 to 65 years, and having a stable source of income.

What is the monthly interest rate of a 2 crore home loan in IDBI Bank?

The monthly interest rate for a 2 crore home loan from IDBI Bank starts at 9.10% per annum.

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