ICICI Extra Home Loan Scheme

Home Loan By Property
Home Loan By Amount
Home Loan By Profession
Home Loan By Scheme
Home Loan By Other

ICICI Bank, a prominent private sector bank in India, offers the ICICI Extra Home Loan, a unique home loan product tailored to the individual requirements of borrowers. While banks have been providing home loans for over two decades, the cost of your dream house may occasionally exceed your expectations. In such cases, the ICICI Bank Extra Home Loan is the ideal choice for those seeking additional funds.

ICICI Bank Insta Top-Up Loan helps you to meet all your financial needs, accessible in just 3 clicks. This pre-approved top-up loan on your existing mortgage loan gives you instant access to funds, ensuring you can cover both planned and unforeseen expenses.

Get in Touch for Home Loan Expert Advice

Connect with our Home Loan Advisor Now!

Personalized Home Loan solutions
Expert guidance
Application assistance
Credit score discussion
Home Loan Interest rate comparison

Full Name

+91Mobile No.

Choose City

I agree to the Terms and Conditions of TUCIBIL and hereby provide explicit consent to share my Credit Information with Urban Money Private Limited.

Table of Content

1. Highlights of ICICI Extra Home Loan

2. ICICI Extra Home Loan Features and Benefits

3. ICICI Extra Home Loan Interest Rates

4. ICICI Extra Home Loan Fees and Charges

5. ICICI Extra Home Loan Eligibility Criteria

6. ICICI Extra Home Loan Documents Required

Written By

Thejus KS

A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Highlights of ICICI Extra Home Loan

Higher Loan Amounts
Attractive Interest Rates
Extended Tenure
Instant Top-Up

ICICI Extra Home Loan – Features and Benefits

Let’s look at the prominent features and benefits of the ICICI Extra Home Loan:-

FEATURES	BENEFITS
24-Hour Top Up Loan	Within 24 hours after providing all necessary documents, including the Memorandum Of Deposit of Title Deed (MODT), your loan will be disbursed.
Higher Loan Amounts	Get up to 20% additional loan above your eligible loan amount.
Insta Top Up	Get a quick resolution to your financial requirements with the ICICI Extra Home Loan, accessible through a simple process of 3 clicks.
Extended Loan Tenure	Extended loan tenures are available, for up to 10 years.
Paperless Transaction	A fully digital experience that necessitates no tangible paperwork is mandatory.

ICICI Extra Home Loan Interest Rates

ICICI Bank offers a home loan with an attractive interest rate of 8.75%* per annum. It is important to note that this interest rate of 8.75%* applies exclusively to customers who possess pre-approved offers.

Fixed Tenure	Rate of Interest
24 Months	9.00%-9.15%
37 Months	8.90%-9.15%
60 Months	8.90%-9.15%
120 Months	11.00%-12.05%
Full Term Fixed	11.15%-11.45%

*Above mentioned interest rates will vary basis various parameters such as the Bureau Score, Loan Slab, Profile, Segments, etc.*

ICICI Extra Home Loan Fees and Charges

For Top-up on an existing home loan with a fixed interest rate, a charge of 2% plus any relevant taxes will be applied to the remaining principal amount upon complete repayment of the added funds.
To Top-up additional funds on an existing home loan for business use, a charge of 2% plus the relevant taxes will be applied to the remaining principal amount if the top-up loan is fully repaid.

ICICI Extra Home Loan – Eligibility Criteria

ICICI Extra Home Loan Scheme eligibility is determined by the following criteria:

Minimum salary- Rs 25,000
Minimum Age- 21 years
Maximum Age- 70 years
Loan Tenure Up to 30 years
Nationality- Indian

ICICI Extra Home Loan – Documents Required

Identity Proof: Aadhaar card/ passport/ driving licence for KYC
Address Proof: Utility Bills/ Rent Agreements
Income Proof: Salary Slip/ ITR/ Form 16
Bank statements for the last 6 months
Title deeds of the property

No salary slip is required in case the customer has a salary account at ICICI Bank.

Quick Links

Loan Offers By Icici Bank's

Home Loan by Nationalized Bank

Home Loan Calculators

Icici Bank Calculators

Bank wise Home Loan Calculators

Bank Wise Home Loan Interest Rate