ICICI Home Loan for Women & Housewife

ICICI Home Loan for Women provides several home loans designed specifically for women, including those who are homemakers, giving them the chance to fulfil their dream of owning a home. These loans come with attractive interest rates, starting at 8.75% p.a. They are available to both employed and self-employed women, and the loan duration can be as long as 20 years. The bank has simplified the application process and requires minimal documentation, making it convenient for women to apply for these loans. By offering these benefits, ICICI Bank aims to empower women and promote their financial independence and stability. Urban Money provides a brief overview of these home loan options for women, ensuring that well-informed decisions can be made. Keep scrolling to learn more.

ICICI Home Loan for Housewife/ Women – Highlights

The key parameters for ICICI Bank home loans for women are as follows:

ICICI Home Loan for Housewife/ Women – Fees and Charges

The following fees and charges apply to women applying online or offline for an ICICI bank home loan for women:

ICICI Home Loan for Housewife / Women – Documents Required

For a housewife or woman applying for an ICICI Home Loan, the required documents include:

• Identity Proof (PAN Card, Aadhar Card/ Passport/ Driving License)
• Address Proof
• Income Proof (Salary Slips/ ITR Returns/ Form 16)
• Property Papers
• Housewives should submit their co-applicant’s documents for joint loan applications.

ICICI Home Loan for Housewife/ Women – Eligibility Criteria

The eligibility criteria for housewives or women applying for an ICICI Home Loan include:

• Minimum salary for ICICI Bank Home Loan: Rs 25,000
• Minimum Age Criteria: 21 years, Maximum: 70 years
• Loan Tenure- Up to 30 years
• Nationality: Indian
• Housewives can apply jointly with a co-applicant and stable income