ICICI Home Loan for Bank Employees

Today, ICICI Bank is one of the leading banking institutions in the Indian banking landscape. ICICI Bank's home loan offerings for bank employees offer a wide range of features, like seamless processes and competitive interest rates, designed to empower bank employees on their quest for a home to call their own.

Today, we will learn about ICICI Home Loan eligibility, ICICI Home Loan for bank employees interest rate, documentation required, and more. 

ICICI Home Loan for Bank Employees – Highlights

Take a look at the highlights for ICICI Home Loan for bank employees. 

ICICI Home Loan for Bank Employees – Fees & Charges

Here is a quick rundown of ICICI Home Loan fees and charges for bank employees. 

ICICI Home Loan for Bank Employees – Documents Required

The following documents are required for the ICICI Home Loan. 

• To establish your identity, the applicant will need to provide any one of the following: Aadhaar card, PAN card, passport, voter ID, or driving licence.
• For proof of address, the applicant will need to provide any of the following: utility bills, passport, or driving licence.
• For the purpose of validating one’s income, the applicant will need to furnish income tax returns spanning at least 2 years, income proof certification from a Chartered Accountant (CA), regular filing of GST, TDS, and income tax, along with business and personal bank statements for the last 3 years.
• For property verification, documents like the title deed, sale agreement, approved plan, etc will be required.

ICICI Home Loan for Bank Employees Eligibility

The ICICI home loan eligibility for bank employees is as follows:

• The applicant must be an Indian citizen 
• If salaried, he or she should be between 20-65 years of age. If self-employed, he or she should be 21-70 years of age. 
• He or she should have a minimum salary of INR 25,000. 
• The applicant must have a good credit history and score.