80 Lakh Home Loan ICICI

ICICI Bank offers home loans up to 80 lakh rupees for individuals looking to purchase or construct a house. With competitive interest rates and flexible repayment options, ICICI home loans are designed to suit the financial needs of borrowers. Whether you are a salaried individual or a self-employed professional, ICICI Bank provides hassle-free loan processing and quick disbursal of funds. The loan amount can be utilised for various purposes, such as buying a new property, renovating an existing house, or transferring an existing home loan from another financial institution. With an 80 lakh ICICI Bank home loan, applicants can easily fulfil their dreams of owning a home while guided by an excellent customer-centric approach and efficient service.  

80 Lakh ICICI Home Loan – Highlights 

Following are the key parameters of the ₹80 lakh ICICI home loan:

80 Lakh ICICI Home Loan – Documents Required 

Here are the required documents for an ₹80 lakh ICICI home loan:

• Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID or Driving License.
• Proof of Address: Utility Bills, rent agreement, or ration card.
• Proof of Income: Salary slips, income tax returns or Form 16, and bank statements for the last six months.
• Proof of Employment: Job offer/appointment letter, business proof (Applicable for self-employed individuals)
• Proof of Property: Title deeds of the property and construction approvals.

80 Lakh ICICI Home Loan – Eligibility Criteria

Here are the ₹80 lakh ICICI home loan eligibility criteria that interested applicants must fulfil. 

• Age: Salaried individuals must be between 20 and 65 years old, whereas self-employed individuals can be in the age range of 21 to 70 years.
• Income: Applicants are required to have a minimum salary or income of Rs 25,000 per month. 
• Credit Score: Applicants must possess a credit score of 700 or above.
• Nationality: Applicants must be Indian citizens.