70 Lakh ICICI Home Loan

Buying a home as grand as your dream can be an expensive task. Bringing this dream to life often requires external financial assistance and a trustworthy financial partner like ICICI Bank is crucial. Especially when you need a substantial amount like ₹70 Lakh. Thus, the ICICI ₹70 Lakh home loan is distinguished by its flexible repayment options, moderate eligibility criteria, minimal documentation, and quick fund disbursal, making it a borrower-friendly credit option. However, several aspects should be considered before initiating your loan application. These include the ₹70 Lakh home loan EMI in ICICI, the applicable interest rate, required eligibility criteria, and other pertinent fees. For further information, continue scrolling down.

70 Lakh Home Loan ICICI – Highlights

Following are the key parameters of an ICICI ₹70 Lakh home loan:

70 Lakh ICICI Home Loan EMI for 10 Years

Let’s examine the ₹70 Lakh home loan EMI in ICICI for a 10-year loan tenure:

70 Lakh ICICI Home Loan EMI for 20 Years

Let’s examine the ₹70 Lakh home loan EMI for 20 years in ICICI Bank:

70 Lakh ICICI Home Loan – Fees and Charges

Below are the fees and charges associated with the ICICI ₹70 Lakh home loan:

70 Lakh ICICI Home Loan – Documents Required

To secure an ICICI ₹70 Lakh home loan, ensure you have the necessary documents in order. 

• For identity verification, submit your PAN Card, Passport, Voter ID, or Driving License. 
• Proof of address can be established through Utility Bills, Passport, Driving License, or Aadhaar Card. Validate your income with the last 3 months’ salary slips, 6 months’ bank statements, or Form 16/Income Tax Returns. 
• Provide evidence of the property, including payment receipts to the developer, approved plans from local authorities, Allotment Letter, Title Deeds, etc. 
• Additionally, submit a cheque for the processing fee along with the completed application form and a passport-size photograph.

70 Lakh ICICI Home Loan – Eligibility Criteria

₹70 Lakh home loan eligibility ICICI Bank is as follows: 

• Be a salaried or self-employed individual.
• Be aged between 21 to 65 years old.
• Have a good credit score and repayment history.
• Have a stable source of income to cover the EMIs.
• Be an Indian citizen.