65 Lakh Home Loan ICICI

Home Loan By Property
Home Loan By Amount
Home Loan By Profession
Home Loan By Scheme
Home Loan By Other

ICICI 65 Lakh Home Loan is considered a versatile financing option. Applicants may utilise this loan to buy or build a new house, extend or renovate their existing house, or buy a plot and build a house on it. To complement this, the bank offers competitive interest rates, flexible repayment options, a hassle-free application process, and fast disbursement of funds. To know more about this attractive home loan, let's scroll down. We will present information like the interest rate of a 65 lakh ICICI home loan, its eligibility criteria, required documents, applicable fees and more.

Get in Touch for Home Loan Expert Advice

Connect with our Home Loan Advisor Now!

Personalized Home Loan solutions
Expert guidance
Application assistance
Credit score discussion
Home Loan Interest rate comparison

Full Name

+91Mobile No.

Choose City

I agree to the Terms and Conditions of TUCIBIL and hereby provide explicit consent to share my Credit Information with Urban Money Private Limited.

Table of Content

1. 65 Lakh ICICI Home Loan Highlights

2. 65 Lakh ICICI Home Loan EMI for 10 Years

3. 65 Lakh ICICI Home Loan EMI for 20 Years

4. 65 Lakh ICICI Home Loan Fees and Charges

5. 65 Lakh ICICI Home Loan Documents Required

6. 65 Lakh ICICI Home Loan Eligibility Criteria

Written By

Amrita Sinha

Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

65 Lakh ICICI Home Loan – Highlights

Following are the key parameters of the ICICI ₹65 lakh home loan:

Interest Rates	9.50% – 9.95% p.a.
Loan Amount	Up to 90% of the property price.
Loan Tenure	Maximum 30 years
Eligibility	Both salaried and self-employed individuals are eligible.

65 Lakh ICICI Home Loan EMI for 10 Years

Here are the ₹65 lakh ICICI home loan EMIs for 10 years.

Loan Amount	Interest Rate	Loan Tenure	EMI	Total Interest Payable	Total Amount Payment
₹65 Lakh	9.50% p.a.	10 years	Rs 84,108	Rs 41,45,780	Rs 1,16,45,780

65 Lakh ICICI Home Loan EMI for 20 Years

Here are the ₹65 lakh home loan EMI with ICICI for a 20-year loan tenure:

Loan Amount	Interest Rate	Loan Tenure	EMI	Total Interest Payable	Total Amount Payment
₹75 Lakh	9.50% p.a.	20 years	Rs 69,910	Rs 92,78,361	Rs 1,67,78,361

65 Lakh ICICI Home Loan – Fees and Charges

The table below showcases the loan fees and additional charges that any applicant will need to incur when availing a ₹65 lakh ICICI home loan:

Fee/Charge	Amount
Processing Fee	0.75% – 3% of the loan amount + GST
Prepayment Fee	Nil
Default repayment	2% per month + GST
Cheque / ECS /NACH dishonour Charges per transaction	₹ 500 + GST
Copy of original documents	₹ 1000 + GST
Repayment mode swap charges	₹ 1000 + GST
Charges for Amortisation Schedule	₹ 100 + GST
Charges for swap of property	₹ 10000 + GST
Charges for duplicate NOC / No due certificate	₹ 500 + GST
Conversion charges	0.50% on principal outstanding + GST
Charges on account of non-submission of PDC/NACH Mandate Form for EMI payment per transaction	₹ 2000 + GST
Cheque / Repayment Mode swap charges other than PDC to PDC	₹ 500 + GST

65 Lakh ICICI Home Loan – Documents Required

Here are the required documents for a ₹65 lakh ICICI home loan:

Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID or Driving License.
Proof of Address: Utility Bills, rent agreement, or ration card.
Proof of Income: Salary slips, income tax returns or Form 16, and bank statements for the last six months.
Proof of Employment: Job offer/appointment letter, business proof (Applicable for self-employed individuals)
Proof of Property: Title deeds of the property and construction approvals.

65 Lakh ICICI Home Loan – Eligibility Criteria

Here are the ₹65 lakh ICIC home loan eligibility criteria that an interested applicant must fulfil.

Age: Salaried individuals must be between 20 and 65 years old, whereas self-employed individuals can be in the age range of 21 to 70 years.
Income: Applicants are required to have a minimum salary or income of Rs 25,000 per month.
Credit Score: Applicants must possess a credit score of 700 or above.
Nationality: Applicants must be Indian citizens.

Quick Links

Loan Offers By Icici Bank's

Home Loan by Nationalized Bank

Home Loan Calculators

Icici Bank Calculators