60 Lakh ICICI Home Loan

Real estate prices in India are surging significantly. This trend has made home loans a popular choice among homeownership aspirants, as buying a house without external resources can be daunting. In such scenarios, an ICICI ₹60 Lakh home loan might be just what you need. However, before making any decision, it is advisable to consider several factors. These factors include the ₹60 Lakh home loan EMI in ICICI, required documentation, your repayment capacity, and more. Thus, Urban Money offers a concise overview of this ICICI ₹60 Lakh home loan. We primarily cover details that include the ICICI home loan interest rate of ₹60 Lakh, applicable eligibility criteria, expected monthly repayment, and other pertinent fees. Scroll down to learn more.

60 Lakh Home Loan ICICI – Highlights

Let’s take a look at the following key parameters of an ICICI ₹60 Lakh home loan:

60 Lakh ICICI Home Loan EMI for 10 Years

Here is the ₹60 Lakh home loan EMI in ICICI for a 10-year loan tenure:

60 Lakh ICICI Home Loan EMI for 20 Years

Here is the ₹60 Lakh home loan EMI for 20 years in ICICI Bank:

60 Lakh ICICI Home Loan – Fees and Charges

Following are the fees and charges associated with the ICICI ₹60 Lakh home loan:

60 Lakh ICICI Home Loan – Documents Required

Here are the required documents for an ICICI ₹60 Lakh home loan:

• Proof of Identity: PAN Card, Passport, Voter ID, or Driving License.
• Proof of Address: Utility Bills, Passport, Driving License, or Aadhaar Card.
• Proof of Income: Salary slips of the last 3 months, Bank statements of the last 6 months, or Form 16/ Income Tax Returns. 
• Proof of Property: Receipts of payments done to the developer, A copy of the plans that is approved by the Local Authorities, Allotment Letter, Title Deeds, etc.
• Other Documents: Cheque for processing fee, and the application form with passport size photograph.

60 Lakh ICICI Home Loan – Eligibility Criteria

₹60 Lakh home loan eligibility ICICI Bank is as follows: 

• The applicant must be a salaried or self-employed individual.
• The applicant must be aged between 21 to 65 years old.
• The applicant must have a good credit score and repayment history.
• The applicant should have a stable source of income to cover the monthly repayment.
• The applicant must be an Indian citizen.