5 Crore Home Loan ICICI

  • Home Loan By Property
  • Home Loan By Amount
  • Home Loan By Profession
  • Home Loan By Scheme
  • Home Loan By Other

An ICICI Bank 5 crore home loan can be used for housing, investment and refinance purposes. The bank provides a range of 5 crore home loans catering to different customers. The ICICI Bank home loan interest rate for 5 crore starts at 9.60% p.a. Today, we look at the monthly EMIs using which this loan can be comfortably repaid.

EMIs are influenced by a number of factors. One of the most important factors is the loan’s time period. Higher loan tenures lead to lower EMIs and vice versa. Read ahead to find out the ICICI Bank home loan 5 crore EMIs for loan tenures of 10 and 20 years.

Get in Touch for Home Loan Expert Advice
Connect with our Home Loan Advisor Now!
  • Personalized Home Loan solutions
  • Expert guidance
  • Application assistance
  • Credit score discussion
  • Home Loan Interest rate comparison
+91
Choose City

Table of Content

1. 5 Crore Home Loan ICICI Bank Highlights

2. 5 Crore Home Loan EMI for 10 Years by ICICI Bank

3. 5 Crore Home Loan EMI for 20 Years by ICICI Bank

4. ICICI Bank 5 Crore Home Loan Fees and Charges

5. ICICI Bank 5 Crore Home Loan Documents Required

6. ICICI Bank 5 Crore Home Loan Eligibility Criteria

Read more
Written By
Thejus KS
Thejus KS
A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

5 Crore Home Loan ICICI Bank – Highlights 

An ICICI Bank home loan of 5 crore EMIs is available at the following terms. 

Maximum Loan Amount ₹ 5,00,00,000
Maximum Loan Tenure Up to 30 Years
Rate of Interest (p.a.) 9.60% – 9.90% for salaried employees

9.75%- 10.05% for self-employed

5 Crore Home Loan EMI for 10 Years by ICICI Bank 

The following monthly instalments are payable upon borrowing the loan for a period of 10 years.  

Loan Amount 5 crore
Rate of Interest (p.a.) 9.60% 
Loan Tenure 10 Years
EMI ₹6,49,728

5 Crore Home Loan EMI for 20 Years by ICICI Bank 

If the loan is borrowed for a period of 20 years, the ICICI Bank home loan 5 crore EMI will stand as follows.

Loan Amount 5 crore
Rate of Interest (p.a.) 9.60%
Loan Tenure 20 Years
EMI ₹4,69,336

ICICI Bank 5 Crore Home Loan – Fees and Charges 

Certain additional fees and charges over applicable interest rates are charged on the loan. Some of the prominent charges are:

  • A Processing fee of 0.50% of the loan amount
  • An 18% Goods and Services Tax
  • Other charges such as stamp duty, legal fees, verification charges etc. 

ICICI Bank 5 Crore Home Loan – Documents Required

The following documents are necessary to successfully apply for a 5 crore home loan at ICICI Bank.

  • Loan Application Form with attested passport-size photograph
  • KYC Documents: Aadhar Card/ Voter’s ID/ Utility Bills/ Driver’s License
  • Financial Details: Bank statements of the last 6 months
  • Income Proof:  Last 3 months’ salary receipts for salaried applicants/ Last 3 years’ Balance sheet and P&L account for self-employed applicants
  • Income Tax Returns/ Form 16
  • Property related documents

ICICI Bank 5 Crore Home Loan – Eligibility Criteria 

The bank offers the loan to candidates satisfying the following criteria:

  1. Nature of Employment: Salaried/ Self-Employed
  2. Age Limit: 20-65 for salaried people/ 21-75 for self-employed individuals
  3. Minimum Monthly Income: ₹25,000
  4. Credit Score: 700 or higher
  5. Citizenship: Indian citizen

Quick Links

Loan Offers By Icici Bank's

Home Loan by Private Bank

Home Loan by Nationalized Bank

Home Loan by NBFC

Home Loan Calculators

Icici Bank Calculators

Urban Money

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.

© 2025 www.urbanmoney.com. All rights reserved.