25 Lakh ICICI Home Loan

ICICI Bank Home Loans offer a seamless path to realising your homeownership dreams. With loan amounts tailored to suit diverse needs, ICICI Bank ensures affordability. 

The application process is simplified, bolstered by competitive interest rates and flexible repayment options. To initiate the process, submit a loan application and your PAN card. KYC documentation includes ID proof (Aadhar card or voter's ID) and residence proof (utility bills/ Aadhar card). For income verification, the applicant will need to provide the last 3 months’ salary receipts, the last 2 years’ balance sheet and P&L account, and income tax returns. Today, we will discuss everything about ICICI Bank home loans, from eligibility criteria to documents required and more. 

ICICI Bank 25 lakh Home Loan – Highlights

The HDFC Bank 25 lakh home loan is available on the following terms: 

25 lakh Home Loan EMI for 10 Years ICICI Bank

Here is the ICICI Bank home loan interest rate for EMI for 10 years. Take a look! 

25 lakh Home Loan EMI for 20 Years ICICI Bank

Here is the ICICI Bank home loan interest rate for EMI for 20 years. 

ICICI Bank 25 lakh Home Loan- Fees and Charges

Following are the fees and charges for a 25 lakh ICICI home loan. 

• The applicant will need to pay a processing fee of up to 2.00% of the loan amount plus GST
• 18% GST will be applicable 
• The applicant may need to pay additional charges like incidental costs, document verification charges and stamp duty charges 

25 lakh ICICI Bank Home Loan – Documents Required 

The following loan documents will be required to apply for an ICICI Bank 25 lakh home loan. 

Mandatory Documents:

Loan Application

PAN Card

KYC Documents:

ID Proof (Aadhar Card/ Voter’s ID)

Residence proof (Utility Bills/ Aadhar Card)

Income Proof:

Last 3 months’ salary receipts

Last 2 years’ Balance Sheet and P&L account

Last 2 years’ income tax returns, etc.

Property Papers:

Registered sales deed

Allotment letter

Other documents showcasing ownership

25 Lakh ICICI Home Loan Eligibility Criteria

Following is the eligibility criteria for a 25 lakh home loan. 

• The applicant must either be working as a salaried employee, he or she should be self-employed or an agriculturist. 
• He or she should be an Indian resident/ or NRI. 
• The minimum age limit to apply for an ICICI Bank 25 lakh home loan is 18 years, and the maximum age limit is 70 years.