15 Lakh ICICI Home Loan

An easy way to achieve your dream of homeownership is with an ICICI Bank home loan. These loans are designed to meet a range of needs and guarantee affordability with flexible repayment plans and competitive interest rates. You must submit a loan application and your PAN card in order to start the application procedure. Identification proof (Aadhar Card or voter ID) and proof of residency (utility bills or Aadhar card) are included in KYC documentation. Income verification requires the submission of the last 3 months’ salary receipts, the last 2 years’ balance sheet and P&L account, and income tax returns. 

Today, we will delve into the details of ICICI Bank home loans, covering eligibility criteria, necessary documents, and more. Today, we will learn about the ICICI Bank 15 lakh home loan. 

ICICI Bank 15 lakh Home Loan – Highlights

The HDFC Bank 15 lakh home loan is available on the following terms: 

15 lakh ICICI Home Loan EMI for 10 Years

Here is the ICICI Bank home loan interest rate for EMI for 10 years. Take a look! 

15 lakh ICICI Home Loan EMI for 20 Years

Here is the ICICI Bank home loan interest rate for EMI for 20 years. 

ICICI Bank 15 lakh Home Loan- Fees and Charges

The fees and charges for a 15 lakh ICICI home loan are outlined as follows:

• A processing fee of up to 2.00% of the loan amount, along with applicable GST at 18%.
• Additional charges, such as incidental costs, document verification charges, and stamp duty charges, may be applicable.

15 lakh ICICI Bank Home Loan – Documents Required

You will need the following documents to apply for ICICI Bank 15 lakh home loan. 

Mandatory Documents:

Loan Application

PAN Card

KYC Documents:

ID Proof (Aadhar Card/ Voter’s ID)

Residence proof (Utility Bills/ Aadhar Card)

Income Proof:

The last 3 months’ salary receipts

Last 2 years Balance Sheet and P&L account

Last 2 years’ income tax returns, etc.

Property Papers:

Registered sales deed

Allotment letter

Other documents showcasing ownership

15 Lakh ICICI Home Loan Eligibility Criteria

The eligibility criteria for a 15 lakh home loan are as follows:

• Prospective borrowers can be salaried employees, self-employed individuals, or involved in agricultural occupations. 
• Eligible individuals must be either Indian residents or NRIs. 
• The minimum age for applying for a 15 lakh home loan is 18 years, and the maximum age limit is 70 years.