10 Lakh ICICI Home Loan

ICICI Bank Home Loans stands as a steadfast companion in transforming your dreams into reality. With a commitment to financial empowerment, ICICI Bank offers a range of home loan solutions designed to cater to diverse needs and aspirations. Whether you are a first-time buyer or looking to upgrade, our home loans provide a seamless and accessible avenue to own the home you desire. 

What sets ICICI Bank apart is not just the financial support it offers, but the holistic experience it provides. From competitive interest rates and flexible repayment plans to a simplified application process, we strive to make your homeownership journey smooth and stress-free. Our dedication to transparency, customer-centricity, and innovation ensures that you are not just securing a home but also a reliable and supportive financial partner. Today, we will discuss ICICI Bank’s home loan eligibility criteria, home loan EMI, and more. 

ICICI Bank 10 lakh Home Loan – Highlights

The HDFC Bank 10 lakh home loan is available on the following terms: 

10 lakh Home Loan EMI for 10 Years ICICI Bank

Here is the rundown of the ICICI Bank home loan interest rate EMI for 10 years. Take a look!

10 lakh Home Loan EMI for 20 Years ICICI Bank

The following is the ICICI Bank home loan interest rate EMI for 20 years. 

ICICI Bank 10 lakh Home Loan- Fees and Charges

The fees and charges for a 10 lakh ICICI home loan are outlined as follows:

• A processing fee of up to 2.00% of the loan amount, along with applicable GST at 18%.
• There may be additional fees that apply, such as incidentals, document verification fees, and stamp duty fees.

Documents Required For 10 lakh ICICI Bank Home Loan

You will need the following documents to apply for ICICI Bank 10 lakh home loan. 

Mandatory Documents:

Loan Application

PAN Card

KYC Documents:

ID Proof (Aadhar Card/ Voter’s ID)

Residence proof (Utility Bills/ Aadhar Card)

Income Proof:

Last 3 months’ salary receipts

Last 2 years’ Balance Sheet and P&L account

Last 2 years’ income tax returns, etc.

Property Papers:

Registered sales deed

Allotment letter

Other documents showcasing ownership

10 Lakh ICICI Home Loan Eligibility Criteria

The eligibility criteria for a 10 lakh home loan are as follows:

• Applicants can be either salaried, self-employed or engaged in agriculture.
• Individuals must be Indian residents or NRIs.
• The minimum age requirement for applying for a 10 lakh home loan is 18 years, and the maximum age limit is 70 years.